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LOANS RECEIVABLE, NET AND RELATED ALLOWANCE FOR LOAN LOSSES (Tables)

9 Months Ended

Jun. 30, 2016

Loans Receivable, Net [Abstract]

Schedule of loans receivable, net

		June 30,				September 30,
		2016				2015
		(Dollars in thousands)
One-to four-family residential		$	168,284			$	169,781
Commercial real estate			188,469				173,864
Construction			14,587				6,679
Home equity lines of credit			22,554				21,176
Commercial business			39,056				41,485
Other			9,306				10,305
Total loans receivable			442,256				423,290
Net deferred loan costs			177				192
Allowance for loan losses			(2,900	)			(2,886	)
Total loans receivable, net		$	439,533			$	420,596

Schedule of impaired loans

										Impaired
										Loans with
		Impaired Loans with								No Specific
		Specific Allowance								Allowance				Total Impaired Loans
																		Unpaid
		Recorded				Related				Recorded				Recorded				Principal
At June 30, 2016		Investment				Allowance				Investment				Investment				Balance
		(Dollars in thousands)
One-to four-family residential		$	—			$	—			$	3,771			$	3,771			$	4,002
Commercial real estate			—				—				3,863				3,863				3,863
Construction			—				—				—				—				—
Home equity lines of credit			—				—				—				—				—
Commercial business			1,307				95				253				1,560				1,852
Other			—				—				—				—				—
Total impaired loans		$	1,307			$	95			$	7,887			$	9,194			$	9,717
										Impaired
										Loans with
		Impaired Loans with								No Specific
		Specific Allowance								Allowance				Total Impaired Loans
																		Unpaid
		Recorded				Related				Recorded				Recorded				Principal
At September 30, 2015		Investment				Allowance				Investment				Investment				Balance
		(Dollars in thousands)
One-to four-family residential		$	—			$	—			$	3,017			$	3,017			$	3,134
Commercial real estate			—				—				5,447				5,447				6,556
Home equity lines of credit			—				—				417				417				521
Commercial business			1,690				201				66				1,756				1,756
Total impaired loans		$	1,690			$	201			$	8,947			$	10,637			$	11,967

Schedule of average recorded investment in impaired loans

		Three Months				Nine Months
		Ended June 30, 2016				Ended June 30, 2016
		(Dollars in thousands)
One-to four-family residential		$	3,952			$	3,626
Commercial real estate			4,429				4,761
Construction			—				—
Home equity lines of credit			15				92
Commercial business			1,570				1,702
Average investment in impaired loans		$	9,966			$	10,181

		Three Months				Nine Months
		Ended June 30, 2015				Ended June 30, 2015
		(Dollars in thousands)
One-to four-family residential		$	4,502			$	6,451
Commercial real estate			5,563				5,271
Construction			1,692				1,961
Home equity lines of credit			841				660
Commercial business			1,762				1,474
Average investment in impaired loans		$	14,358			$	15,817

Schedule of loan portfolio summarized by Bank's internal risk rating system

						Special
		Pass				Mention				Substandard				Doubtful				Total
		(Dollars in  thousands)
June 30, 2016
One-to four-family residential		$	164,885			$	—			$	3,399			$	—			$	168,284
Commercial real estate			185,787				—				2,682				—				188,469
Construction			12,109				—				2,478				—				14,587
Home equity lines of credit			22,554				—				—				—				22,554
Commercial business			37,749				—				—				1,307				39,056
Other			9,306				—				—				—				9,306
Total		$	432,390			$	—			$	8,559			$	1,307			$	442,256

						Special
		Pass				Mention				Substandard				Doubtful				Total
		(Dollars in  thousands)
September 30, 2015
One-to four-family residential		$	166,846			$	—			$	2,935			$	—			$	169,781
Commercial real estate			169,239				210				3,309				1,106				173,864
Construction			2,468				—				4,211				—				6,679
Home equity lines of credit			19,436				—				1,740				—				21,176
Commercial business			39,764				—				1,721				—				41,485
Other			10,305				—				—				—				10,305
Total		$	408,058			$	210			$	13,916			$	1,106			$	423,290

Schedule of aging analysis of past due loans, segregated by class of loans

						30-59				60-89
						Days				Days				90 Days +				Total				Non-				Total
		Current				Past Due				Past Due				Past Due				Past Due				Accrual				Loans
		(Dollars in  thousands)
June 30, 2016
One-to four-family residential		$	165,337			$	11			$	677			$	2,259			$	2,947			$	2,259			$	168,284
Commercial real estate			188,026				—				69				374				443				374				188,469
Construction			14,587				—				—				—				—				—				14,587
Home equity lines of credit			22,451				99				—				4				103				4				22,554
Commercial business			37,748				1				—				1,307				1,308				1,307				39,056
Other			9,306				—				—				—				—				—				9,306
Total		$	437,455			$	111			$	746			$	3,944			$	4,801			$	3,944			$	442,256
						30-59				60-89
						Days				Days				90 Days +				Total				Non-				Total
		Current				Past Due				Past Due				Past Due				Past Due				Accrual				Loans
		(Dollars in  thousands)
September 30, 2015
One-to four-family residential		$	166,993			$	—			$	730			$	2,058			$	2,788			$	2,058			$	169,781
Commercial real estate			171,969				—				—				1,895				1,895				1,895				173,864
Construction			6,679				—				—				—				—				—				6,679
Home equity lines of credit			20,921				—				—				255				255				255				21,176
Commercial business			39,777				—				19				1,689				1,708				1,689				41,485
Other			10,305				—				—				—				—				—				10,305
Total		$	416,644			$	—			$	749			$	5,897			$	6,646			$	5,897			$	423,290

Schedule of activity in the allowance for loan losses by portfolio segment

		One-to-Four												Home Equity
		Family				Commercial								Lines of				Commercial
		Residential				Real Estate				Construction				Credit				Business				Other				Unallocated				Total
		(Dollars in  thousands)
Balance- September 30, 2015		$	395			$	931			$	453			$	53			$	969			$	6			$	79			$	2,886
Charge-offs			(45	)			—				—				—				—				—				—				(45	)
Recoveries			—				—				—				80				1				—				—				81
Provision			36				4				(71	)			(78	)			255				3				29				178
Balance- December 31, 2015		$	386			$	935			$	382			$	55			$	1,225			$	9			$	108			$	3,100
Charge-offs			—				(61	)			—				(84	)			(383	)			—				—				(528	)
Recoveries			—				—				1				—				26				—				—				27
Provision			113				(3	)			(115	)			100				125				(1	)			72				291
Balance- March 31, 2016		$	499			$	871			$	268			$	71			$	993			$	8			$	180			$	2,890
Charge-offs			(88	)			—				—				—				(424	)			—				—				(512	)
Recoveries			—				100				2				—				—				—				—				102
Provision			(15	)			(49	)			39				(2	)			467				(1	)			(19	)			420
Balance- June 30, 2016		$	396			$	922			$	309			$	69			$	1,036			$	7			$	161			$	2,900

		One-to-Four												Home Equity
		Family				Commercial								Lines of				Commercial
		Residential				Real Estate				Construction				Credit				Business				Other				Unallocated				Total
		(Dollars in  thousands)
Balance- September 30, 2014		$	402			$	826			$	784			$	62			$	643			$	9			$	109			$	2,835
Charge-offs			(12	)			(193	)			—				(147	)			—				(1	)			—				(353	)
Recoveries			—				—				37				—				—				—				—				37
Provision			84				199				(73	)			151				90				(2	)			(29	)			420
Balance- December 31, 2014		$	474			$	832			$	748			$	66			$	733			$	6			$	80			$	2,939
Charge-offs			(90	)			—				(342	)			—				(263	)			—				—				(695	)
Recoveries			400				—				—				—				—				—				—				400
Provision			(415	)			10				114				(11	)			434				—				38				170
Balance- March 31, 2015		$	369			$	842			$	520			$	55			$	904			$	6			$	118			$	2,814
Charge-offs			(34	)			(136	)			—				(13	)			(11	)			—				—				(194	)
Recoveries			—				—				—				—				—				—				—				—
Provision			46				229				(34	)			17				42				—				46				346
Balance- June 30, 2015		$	381			$	935			$	486			$	59			$	935			$	6			$	164			$	2,966

		One-to-Four												Home Equity
		Family				Commercial								Lines of				Commercial
		Residential				Real Estate				Construction				Credit				Business				Other				Unallocated				Total
		(Dollars in  thousands)
Allowance for Loan Losses:
Balance - June 30, 2016		$	396			$	922			$	309			$	69			$	1,036			$	7			$	161			$	2,900
Individually evaluated
for impairment			—				—				—				—				95				—				—				95
Collectively evaluated
for impairment			396				922				309				69				941				7				161				2,805
Loans receivable:
Balance - June 30, 2016		$	168,284			$	188,469			$	14,587			$	22,554			$	39,056			$	9,306			$	—			$	442,256
Individually evaluated
for impairment			3,771				3,863				—				—				1,560				—				—				9,194
Collectively evaluated
for impairment			164,513				184,606				14,587				22,554				37,496				9,306				—				433,062

		One-to- Four												Home Equity
		Family				Commercial								Lines of				Commercial
		Residential				Real Estate				Construction				Credit				Business				Other				Unallocated				Total
		(Dollars in  thousands)
Allowance for Loan Losses:
Balance - September 30, 2015		$	395			$	931			$	453			$	53			$	969			$	6			$	79			$	2,886
Individually evaluated
for impairment			—				—				—				—				201				—				—				201
Collectively evaluated
for impairment			395				931				453				53				768				6				79				2,685
Loans receivable:
Balance - September 30, 2015		$	169,781			$	173,864			$	6,679			$	21,176			$	41,485			$	10,305			$	—			$	423,290
Individually evaluated
for impairment			3,017				5,447				—				417				1,756				—				—				10,637
Collectively evaluated
for impairment			166,764				168,417				6,679				20,759				39,729				10,305				—				412,653

Schedule of troubled debt restructurings

		Three Months Ended June 30, 2015
		Number of				Investment Before				Investment After
		Loans				TDR Modification				TDR Modification
		(Dollars in thousands)
One-to four-family residential			1			$	524			$	563
Total			1			$	524			$	563

		Nine Months Ended June 30, 2015
		Number of				Investment Before				Investment After
		Loans				TDR Modification				TDR Modification
		(Dollars in thousands)
One-to four-family residential			1			$	524			$	563
Total			1			$	524			$	563

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Tabular disclosure of amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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