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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Interest and dividend income        
Loans, including fees $ 4,767 $ 4,476 $ 13,870 $ 13,359
Investment securities        
Taxable 397 347 1,216 1,008
Federal Home Loan Bank of New York stock 22 19 70 62
Total interest and dividend income 5,186 4,842 15,156 14,429
Interest expense        
Deposits 682 605 2,078 1,802
Borrowings 185 174 547 555
Total interest expense 867 779 2,625 2,357
Net interest and dividend income 4,319 4,063 12,531 12,072
Provision for loan losses 420 346 889 936
Net interest and dividend income after provision for loan losses 3,899 3,717 11,642 11,136
Other income        
Service charges 233 297 775 738
Income on bank owned life insurance 73 77 221 229
Other operating income 34 35 101 91
Gains on sales of loans 223 90 466 415
Gains on sales of investment securities 10 72 42
Total other income 573 499 1,635 1,515
Other expenses        
Compensation and employee benefits 2,140 2,030 6,335 6,090
Occupancy expenses 679 701 2,013 2,137
Professional fees 247 270 747 823
Data processing expenses 118 109 362 403
OREO expenses 239 107 743 349
FDIC deposit insurance premiums 193 178 570 535
Loan servicing expenses 46 65 160 222
Insurance expense 66 61 188 175
Other expenses 343 331 975 1,100
Total other expenses 4,071 3,852 12,093 11,834
Income before income tax expense 401 364 1,184 817
Income tax expense 149 119 444 243
Net income $ 252 $ 245 $ 740 $ 574
Net income per share-basic and diluted $ 0.04 $ 0.04 $ 0.13 $ 0.1