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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Operating activities    
Net income $ 740 $ 574
Adjustment to reconcile net income to net cash provided by operating activities    
Depreciation expense 576 665
Premium amortization on investment securities, net 148 196
Provision for loan losses 889 936
Provision for loss on other real estate owned 270 25
Proceeds from the sales of loans 6,171 5,646
Gains on sale of loans (466) (415)
Gains on sales of investment securities (72) (42)
Losses (gains) on the sales of other real estate owned 155 (23)
ESOP compensation expense 92 80
Stock-based compensation expense 3 10
Deferred income tax expense 400 295
Increase in accrued interest receivable (38) (12)
Increase in surrender value bank owned life insurance (221) (229)
Increase in other assets (312) (326)
Increase (decrease) in accrued interest payable 40 (12)
Increase in accounts payable and other liabilities 1,002 147
Net cash provided by operating activities 9,377 7,515
Investing activities    
Net increase in loans receivable (18,364) (21,286)
Purchases of loans receivable (8,991) (949)
Purchases of investment securities held to maturity (10,565) (9,700)
Purchases of investment securities available for sale (6,482)
Sales of investment securities available for sale 6,298 5,421
Principal repayments on investment securities held to maturity 7,664 4,561
Principal repayments on investment securities available for sale 729 597
Purchases of premises and equipment (157) (77)
Investment in other real estate owned (155) (390)
Proceeds from the sale of other real estate owned 3,161 4,833
Purchase of Federal Home Loan Bank stock (439) (782)
Net cash used by investing activities (27,301) (17,772)
Financing activities    
Net increase (decrease) in deposits 5,877 (3,343)
Net increase in escrowed funds 405 205
Proceeds from long-term advances 6,706 6,763
Repayments of long-term advances (2,260) (5,000)
Net change in short-term advances 5,000 15,850
Repayments of securities sold under agreements to repurchase (5,000)
Net cash provided by financing activities 15,728 9,475
Net decrease in cash and cash equivalents (2,196) (782)
Cash and cash equivalents, beginning of period 18,108 10,258
Cash and cash equivalents, end of period 15,912 9,476
Cash paid for    
Interest 2,585 2,369
Income taxes 4 14
Non-cash investing activities    
Real estate acquired in full satisfaction of loans in foreclosure 1,824 2,850
OREO transferred to premises and equipment $ 860