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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Interest and dividend income    
Loans, including fees $ 20,297 $ 18,765
Investment securities    
Taxable 1,562 1,589
Federal Home Loan Bank of New York stock 119 97
Total interest and dividend income 21,978 20,451
Interest expense    
Deposits 3,053 2,788
Borrowings 720 744
Total interest expense 3,773 3,532
Net interest and dividend income 18,205 16,919
Provision for loan losses 1,343 1,366
Net interest and dividend income after provision for loan losses 16,862 15,553
Other income    
Service charges 1,256 1,023
Income on bank owned life insurance 293 295
Other operating income 126 130
Gains on sales of loans 324 625
Gains on sales of investment securities 72
Total other income 1,999 2,145
Other expenses    
Compensation and employee benefits 9,084 8,482
Occupancy expenses 2,803 2,727
Professional fees 1,018 984
Data processing expenses 513 486
OREO expenses 592 770
FDIC deposit insurance premiums 498 720
Loan servicing expenses 269 220
Insurance expense 233 253
Other expenses 1,434 1,301
Total other expenses 16,444 15,943
Income before income tax expense 2,417 1,755
Income tax expense 994 664
Net income $ 1,423 $ 1,091
Net income per share-basic and diluted $ 0.24 $ 0.19