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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Interest and dividend income    
Loans, including fees $ 4,998 $ 4,586
Investment securities    
Taxable 379 392
Federal Home Loan Bank of New York stock 30 24
Total interest and dividend income 5,407 5,002
Interest expense    
Deposits 729 701
Borrowings 192 191
Total interest expense 921 892
Net interest and dividend income 4,486 4,110
Provision for loan losses 330 178
Net interest and dividend income after provision for loan losses 4,156 3,932
Other income    
Service charges 272 308
Income on bank owned life insurance 72 73
Other operating income 34 30
Gains on sales of loans 87 171
Gains on sales of investment securities 39
Total other income 465 621
Other expenses    
Compensation and employee benefits 2,222 2,063
Occupancy expenses 687 638
Professional fees 241 236
Data processing expenses 132 121
OREO expenses 179 383
FDIC deposit insurance premiums 130 188
Loan servicing expenses 48 59
Insurance expense 66 58
Other expenses 329 305
Total other expenses 4,034 4,051
Income before income tax expense 587 502
Income tax expense 240 193
Net income $ 347 $ 309
Net income per share-basic and diluted $ 0.06 $ 0.05