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LOANS RECEIVABLE, NET AND RELATED ALLOWANCE FOR LOAN LOSSES (Tables)

6 Months Ended

Mar. 31, 2017

Loans Receivable, Net [Abstract]

Schedule of loans receivable, net

		March 31,				September 30,
		2017				2016
		(Dollars in thousands)
One-to four-family residential		$	177,628			$	173,235
Commercial real estate			200,159				199,510
Construction			16,494				14,939
Home equity lines of credit			21,943				21,967
Commercial business			41,409				38,865
Other			6,292				9,355
Total loans receivable			463,925				457,871
Net deferred loan costs			207				216
Allowance for loan losses			(3,313	)			(3,056	)
Total loans receivable, net		$	460,819			$	455,031

Schedule of impaired loans

										Impaired
										Loans with
		Impaired Loans with								No Specific
		Specific Allowance								Allowance				Total Impaired Loans
																		Unpaid
		Recorded				Related				Recorded				Recorded				Principal
At March 31, 2017		Investment				Allowance				Investment				Investment				Balance
		(Dollars in thousands)
One-to four-family residential		$	—			$	—			$	3,307			$	3,307			$	3,499
Commercial real estate			—				—				6,409				6,409				6,409
Home equity lines of credit			—				—				485				485				485
Commercial business			434				11				315				749				1,815
Other			—				—				12				12				12
Total impaired loans		$	434			$	11			$	10,528			$	10,962			$	12,220

										Impaired
										Loans with
		Impaired Loans with								No Specific
		Specific Allowance								Allowance				Total Impaired Loans
																		Unpaid
		Recorded				Related				Recorded				Recorded				Principal
At September 30, 2016		Investment				Allowance				Investment				Investment				Balance
		(Dollars in thousands)
One-to four-family residential		$	—			$	—			$	4,010			$	4,010			$	4,239
Commercial real estate			—				—				3,843				3,843				3,843
Home equity lines of credit			—				—				153				153				167
Commercial business			997				39				250				1,247				1,850
Total impaired loans		$	997			$	39			$	8,256			$	9,253			$	10,099

Schedule of average recorded investment in impaired loans

		Three Months				Six Months
		Ended March 31, 2017				Ended March 31, 2017
		(Dollars in thousands)
One-to four-family residential		$	3,563			$	3,712
Commercial real estate			5,106				4,685
Home equity lines of credit			257				222
Commercial business			913				1,024
Other			12				8
Average investment in impaired loans		$	9,851			$	9,651

		Three Months				Six Months
		Ended March 31, 2016				Ended March 31, 2016
		(Dollars in thousands)
One-to four-family residential		$	3,553			$	3,374
Commercial real estate			5,211				5,289
Home equity lines of credit			139				231
Commercial business			1,773				1,767
Average investment in impaired loans		$	10,676			$	10,661

Schedule of loan portfolio summarized by Bank's internal risk rating system

						Special
		Pass				Mention				Substandard				Doubtful				Total
		(Dollars in  thousands)
March 31, 2017
One-to four-family residential		$	174,760			$	—			$	2,868			$	—			$	177,628
Commercial real estate			194,758				—				5,401				—				200,159
Construction			14,041				—				2,453				—				16,494
Home equity lines of credit			21,458				—				485				—				21,943
Commercial business			40,906				—				69				434				41,409
Other			6,280				—				12				—				6,292
Total		$	452,203			$	—			$	11,288			$	434			$	463,925

						Special
		Pass				Mention				Substandard				Doubtful				Total
		(Dollars in  thousands)
September 30, 2016
One-to four-family residential		$	169,596			$	209			$	3,430			$	—			$	173,235
Commercial real estate			196,838				—				2,672				—				199,510
Construction			12,461				—				2,478				—				14,939
Home equity lines of credit			21,814				—				153				—				21,967
Commercial business			37,868				—				—				997				38,865
Other			9,355				—				—				—				9,355
Total		$	447,932			$	209			$	8,733			$	997			$	457,871

Schedule of aging analysis of past due loans, segregated by class of loans

						30-59				60-89
						Days				Days				90 Days +				Total				Non-				Total
		Current				Past Due				Past Due				Past Due				Past Due				Accrual				Loans
		(Dollars in  thousands)
March 31, 2017
One-to four-family residential		$	174,485			$	345			$	566			$	2,232			$	3,143			$	2,232			$	177,628
Commercial real estate			195,315				1,537				262				3,045				4,844				3,045				200,159
Construction			16,494				—				—				—				—				—				16,494
Home equity lines of credit			21,458				—				—				485				485				485				21,943
Commercial business			40,952				23				—				434				457				434				41,409
Other			6,280				—				—				12				12				12				6,292
Total		$	454,984			$	1,905			$	828			$	6,208			$	8,941			$	6,208			$	463,925

						30-59				60-89
						Days				Days				90 Days +				Total				Non-				Total
		Current				Past Due				Past Due				Past Due				Past Due				Accrual				Loans
		(Dollars in  thousands)
September 30, 2016
One-to four-family residential		$	170,705			$	—			$	44			$	2,486			$	2,530			$	2,486			$	173,235
Commercial real estate			198,577				—				490				443				933				443				199,510
Construction			14,939				—				—				—				—				—				14,939
Home equity lines of credit			21,686				—				—				281				281				281				21,967
Commercial business			37,865				—				3				997				1,000				997				38,865
Other			9,355				—				—				—				—				—				9,355
Total		$	453,127			$	—			$	537			$	4,207			$	4,744			$	4,207			$	457,871

Schedule of activity in the allowance for loan losses by portfolio segment

		One-to-Four												Home Equity
		Family				Commercial								Lines of				Commercial
		Residential				Real Estate				Construction				Credit				Business				Other				Unallocated				Total
		(Dollars in  thousands)
Balance- September 30, 2016		$	542			$	1,075			$	361			$	71			$	976			$	9			$	22			$	3,056
Charge-offs			(18	)			—				—				—				(237	)			—				—				(255	)
Recoveries			35				—				3				—				1				—				—				39
Provision			(35	)			77				4				—				174				(2	)			112				330
Balance- December 31, 2016		$	524			$	1,152			$	368			$	71			$	914			$	7			$	134			$	3,170
Charge-offs			(52	)			—				—				—				(226	)			—				—				(278	)
Recoveries			—				—				3				14				1				—				—				18
Provision			175				(44	)			(3	)			(18	)			323				6				(36	)			403
Balance- March 31, 2017		$	647			$	1,108			$	368			$	67			$	1,012			$	13			$	98			$	3,313

The following table summarizes the ALL by loan category and the related activity for the six months ended March 31, 2016:

		One-to-Four												Home Equity
		Family				Commercial								Lines of				Commercial
		Residential				Real Estate				Construction				Credit				Business				Other				Unallocated				Total
		(Dollars in  thousands)
Balance- September 30, 2015		$	395			$	931			$	453			$	53			$	969			$	6			$	79			$	2,886
Charge-offs			(45	)			—				—				—				—				—				—				(45	)
Recoveries			—				—				—				80				1				—				—				81
Provision			36				4				(71	)			(78	)			255				3				29				178
Balance- December 31, 2015		$	386			$	935			$	382			$	55			$	1,225			$	9			$	108			$	3,100
Charge-offs			—				(61	)			—				(84	)			(383	)			—				—				(528	)
Recoveries			—				—				1				—				26				—				—				27
Provision			113				(3	)			(115	)			100				125				(1	)			72				291
Balance- March 31, 2016		$	499			$	871			$	268			$	71			$	993			$	8			$	180			$	2,890

The following table summarizes the ALL by loan category, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of March 31, 2017 and September 30, 2016:  

		One-to-Four												Home Equity
		Family				Commercial								Lines of				Commercial
		Residential				Real Estate				Construction				Credit				Business				Other				Unallocated				Total
		(Dollars in  thousands)
Allowance for Loan Losses:
Balance - March 31, 2017		$	647			$	1,108			$	368			$	67			$	1,012			$	13			$	98			$	3,313
Individually evaluated
for impairment			—				—				—				—				11				—				—				11
Collectively evaluated
for impairment			647				1,108				368				67				1,001				13				98				3,302
Loans receivable:
Balance - March 31, 2017		$	177,628			$	200,159			$	16,494			$	21,943			$	41,409			$	6,292			$	—			$	463,925
Individually evaluated
for impairment			3,307				6,409				—				485				749				12				—				10,962
Collectively evaluated
for impairment			174,321				193,750				16,494				21,458				40,660				6,280				—				452,963

		One-to- Four												Home Equity
		Family				Commercial								Lines of				Commercial
		Residential				Real Estate				Construction				Credit				Business				Other				Unallocated				Total
		(Dollars in  thousands)
Allowance for Loan Losses:
Balance - September 30, 2016		$	542			$	1,075			$	361			$	71			$	976			$	9			$	22			$	3,056
Individually evaluated
for impairment			—				—				—				—				39				—				—				39
Collectively evaluated
for impairment			542				1,075				361				71				937				9				22				3,017
Loans receivable:
Balance - September 30, 2016		$	173,235			$	199,510			$	14,939			$	21,967			$	38,865			$	9,355			$	—			$	457,871
Individually evaluated
for impairment			4,010				3,843				—				153				1,247				—								9,253
Collectively evaluated
for impairment			169,225				195,667				14,939				21,814				37,618				9,355								448,618

Schedule of troubled debt restructurings

		Three Months Ended March 31, 2017
		Number of				Investment Before				Investment After
		Loans				TDR Modification				TDR Modification
		(Dollars in thousands)
One-to four-family residential			1			$	182			$	182
Total			1			$	182			$	182

		Six Months Ended March 31, 2017
		Number of				Investment Before				Investment After
		Loans				TDR Modification				TDR Modification
		(Dollars in thousands)
One-to four-family residential			1			$	182			$	182
Total			1			$	182			$	182

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