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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Mar. 31, 2017
Mar. 31, 2016
Interest and dividend income        
Loans, including fees $ 5,010 $ 4,517 $ 10,008 $ 9,104
Investment securities        
Taxable 392 426 771 818
Federal Home Loan Bank of New York stock 32 24 61 48
Total interest and dividend income 5,434 4,967 10,840 9,970
Interest expense        
Deposits 718 695 1,447 1,396
Borrowings 186 171 377 362
Total interest expense 904 866 1,824 1,758
Net interest and dividend income 4,530 4,101 9,016 8,212
Provision for loan losses 403 291 733 469
Net interest and dividend income after provision for loan losses 4,127 3,810 8,283 7,743
Other income        
Service charges 316 233 588 542
Income on bank owned life insurance 71 76 143 148
Other operating income 28 37 62 67
Gains on sales of loans 25 72 111 243
Gains on sales of investment securities 24 63
Total other income 440 442 904 1,063
Other expenses        
Compensation and employee benefits 2,270 2,132 4,492 4,195
Occupancy expenses 708 697 1,395 1,334
Professional fees 279 264 520 500
Data processing expenses 124 123 256 244
OREO expenses 76 121 255 504
FDIC deposit insurance premiums 128 188 258 377
Loan servicing expenses 68 55 116 115
Insurance expense 50 64 115 122
Other expenses 345 327 674 633
Total other expenses 4,048 3,971 8,081 8,024
Income before income tax expense 519 281 1,106 782
Income tax expense 219 103 458 295
Net income $ 300 $ 178 $ 648 $ 487
Net income per share-basic and diluted $ 0.05 $ 0.03 $ 0.11 $ 0.08