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Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Interest and dividend income        
Loans, including fees $ 5,042 $ 4,767 $ 15,050 $ 13,870
Investment securities        
Taxable 378 397 1,150 1,216
Federal Home Loan Bank of New York stock 27 22 88 70
Total interest and dividend income 5,447 5,186 16,288 15,156
Interest expense        
Deposits 748 682 2,195 2,078
Borrowings 180 185 558 547
Total interest expense 928 867 2,753 2,625
Net interest and dividend income 4,519 4,319 13,535 12,531
Provision for loan losses 315 420 1,048 889
Net interest and dividend income after provision for loan losses 4,204 3,899 12,487 11,642
Other income        
Service charges 279 233 867 775
Income on bank owned life insurance 71 73 214 221
Other operating income 25 34 88 101
Gains on sales of loans 72 223 183 466
Gains on sales of investment securities 10 72
Total other income 447 573 1,352 1,635
Other expenses        
Compensation and employee benefits 2,272 2,140 6,764 6,335
Occupancy expenses 697 679 2,092 2,013
Professional fees 251 247 770 747
Data processing expenses 129 118 385 362
OREO expenses 169 239 423 743
FDIC deposit insurance premiums 125 193 384 570
Loan servicing expenses 62 46 179 160
Insurance expense 58 66 174 188
Other expenses 390 343 1,063 975
Total other expenses 4,153 4,071 12,234 12,093
Income before income tax expense 498 401 1,605 1,184
Income tax expense 210 149 670 444
Net income $ 288 $ 252 $ 935 $ 740
Net income per share-basic and diluted $ 0.05 $ 0.04 $ 0.16 $ 0.13