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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Operating activities    
Net income $ 935 $ 740
Adjustment to reconcile net income to net cash provided by operating activities    
Depreciation expense 606 576
Premium amortization on investment securities, net 143 148
Provision for loan losses 1,048 889
Provision for loss on other real estate owned 218 270
Proceeds from the sales of loans 2,651 6,171
Gains on sale of loans (183) (466)
Gains on sales of investment securities (72)
(Gains) losses on the sales of other real estate owned (5) 155
ESOP compensation expense 116 92
Stock-based compensation expense 3
Deferred income tax expense 689 400
Increase in accrued interest receivable (95) (38)
Increase in surrender value bank owned life insurance (214) (221)
Increase in other assets (121) (312)
Increase in accrued interest payable 17 40
(Decrease) increase in accounts payable and other liabilities (1,174) 1,002
Net cash provided by operating activities 4,631 9,377
Investing activities    
Net increase in loans receivable (2,097) (18,364)
Purchases of loans receivable (12,626) (8,991)
Purchases of investment securities held to maturity (3,974) (10,565)
Purchases of investment securities available for sale (6,079) (6,482)
Sales of investment securities available for sale 6,298
Principal repayments on investment securities held to maturity 5,716 7,664
Principal repayments on investment securities available for sale 809 729
Purchases of premises and equipment (202) (157)
Investment in other real estate owned (34) (155)
Proceeds from other real estate owned 1,225 3,161
Redemptions (purchases) of Federal Home Loan Bank stock 123 (439)
Net cash used by investing activities (17,139) (27,301)
Financing activities    
Net increase in deposits 7,122 5,877
Net increase in escrowed funds 460 405
Proceeds from long-term advances 865 6,706
Repayments of long-term advances (5,000) (2,260)
Net change in short-term advances 5,000
Net cash provided by financing activities 3,447 15,728
Net decrease in cash and cash equivalents (9,061) (2,196)
Cash and cash equivalents, beginning of period 21,806 18,108
Cash and cash equivalents, end of period 12,745 15,912
Cash paid for    
Interest 2,736 2,585
Income taxes 36 4
Non-cash investing activities    
Real estate acquired in full satisfaction of loans in foreclosure 1,161 1,824
OREO transferred to premises and equipment $ 860