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DEPOSITS
 12 Months Ended
Sep. 30, 2018
Deposits [Abstract]  
DEPOSITS

NOTE I - DEPOSITS

 

A summary of deposits by type of account follows:

 

   September 30, 
   2018   2017 
   (In thousands) 
         
Demand accounts  $104,745   $98,728 
Savings accounts   81,373    107,362 
NOW accounts   46,336    43,556 
Money market accounts   167,340    137,527 
Certificate of deposit   112,014    108,740 
Retirement accounts   18,329    19,288 
 Total deposits  $530,137   $515,201 

 

The current FDIC insurance limit on bank deposit accounts is $250,000. The aggregate amount of deposit accounts with a minimum denomination of $250,000 was approximately $266.6 million at September 30, 2018 compared with $227.2 million at September 30, 2017. The aggregate amount of certificate deposits, including individual retirement accounts with balance of $250,000 or more was $35.6 million at September 30, 2018 compared with $31.5 million at September 30, 2017.

 

At September 30, 2018, certificates of deposit (including retirement accounts and brokered certificate deposit accounts) have contractual maturities as follows (in thousands):

 

Year Ending September 30,    
2019  $65,984 
2020   39,334 
2021   13,979 
2022   3,381 
2023 and after   7,665 
 Total  $130,343