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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Interest and dividend income    
Loans, including fees $ 22,604 $ 20,297
Investment securities    
Taxable 1,612 1,562
Federal Home Loan Bank of New York stock 134 119
Total interest and dividend income 24,350 21,978
Interest expense    
Deposits 3,896 3,053
Borrowings 753 720
Total interest expense 4,649 3,773
Net interest and dividend income 19,701 18,205
Provision for loan losses 997 1,343
Net interest and dividend income after provision for loan losses 18,704 16,862
Other income    
Service charges 1,097 1,256
Income on bank owned life insurance 293 293
Other operating income 131 126
Gains on sales of loans 493 324
Gains on sales of investment securities 107
Total other income 2,121 1,999
Other expenses    
Compensation and employee benefits 9,687 9,084
Occupancy expenses 2,941 2,803
Professional fees 1,026 1,018
Data processing expenses 581 513
OREO expenses 540 592
FDIC deposit insurance premiums 426 498
Loan servicing expenses 322 269
Insurance expense 206 233
Other expenses 1,595 1,434
Total other expenses 17,324 16,444
Income before income tax expense 3,501 2,417
Income tax expense 1,471 994
Net income $ 2,030 $ 1,423
Net income per share-basic and diluted $ 0.35 $ 0.24
Weighted average basic and diluted shares outstanding 5,820,746 5,820,746