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INCOME TAXES (Schedule of Major Sources of Temporary Differences and Their Deferred Tax Effect) (Details) - USD ($)
$ in Thousands
Sep. 30, 2018
Sep. 30, 2017
Temporary Differences and Deferred Tax Effect    
Allowance for loan losses $ 1,181 $ 1,388
Deferred loan fees 1
Net operating losses 431
Alternative minimum tax credit 311
Unrealized loss, minimum pension liability 363 597
Net unrealized loss, investment securities available-for-sale 213 61
OREO 410 382
Straight line rent 125 177
Gross deferred tax asset 2,292 3,348
Depreciation (964) (1,370)
Discount accretion on investments (87) (119)
Employee benefits (66) (39)
Deferred loan fees (19)
Mortgage servicing rights (13) (28)
Gross deferred tax liability (1,149) (1,556)
Net deferred tax asset, included in other assets $ 1,143 $ 1,792