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PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Sep. 30, 2019
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT

Premises and equipment consist of the following:

 

   Estimated  September 30, 
   Useful Lives  2019   2018 
      (In thousands) 
Land  Indefinite  $3,811   $3,811 
Buildings and improvements  10-40 years   22,524    22,514 
Furniture, fixtures and equipment  5-10  years   3,300    3,288 
       29,635    29,613 
     Less accumulated depreciation      (13,463)   (12,592)
Premises and equipment, net     $16,172   $16,990