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FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)
12 Months Ended
Sep. 30, 2019
FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK [Abstract]  
Schedule of fair value, off-balance sheet financial instruments

At September 30, 2019 and 2018, the Company had outstanding commitments (substantially all of which expire within one year) to originate one-to four-family residential loans, construction loans, commercial real estate loans, commercial business loans and consumer loans. These commitments were comprised of fixed and variable rate loans.

 

   September 30, 
   2019   2018 
   (In thousands) 
Financial instruments whose contract amounts          
represent credit risk          
Letters of credit  $1,315   $1,939 
Unused lines of credit   56,405    54,127 
Fixed rate loan commitments   3,362    4,397 
Variable rate loan commitments   12,141    12,523 
Total  $73,223   $72,986