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REGULATORY CAPITAL (Tables)
12 Months Ended
Sep. 30, 2019
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of regulatory capital compliance

The following table sets forth the Company’s and the Bank’s actual and required capital levels under those measures:

 

                   To be well-
              capitalized under
          Required for capital   prompt corrective
  At September 30, 2019   adequacy purposes   action provisions
  Company    Bank   September 30, 2019   Bank
Tier 1 leverage ratio 8.94%   9.03%   ≥  4.00%   ≥   5.00%
CET1 11.84%   11.96%   ≥  7.00% (1)   ≥   6.50%
Tier 1 risk-based capital ratio 11.84%   11.96%   ≥  8.50% (1)   ≥   8.00%
Total risk-based capital ratio 12.88%   12.99%   ≥  10.50% (1)   ≥ 10.00%

 

(1) Includes 2.50% capital conservation buffer            

 

                   To be well-
              capitalized under
          Required for capital   prompt corrective
  At September 30, 2018   adequacy purposes effective   action provisions
  Company    Bank   September 30, 2018   January 1, 2019   Bank
Tier 1 leverage ratio 8.55%   8.61%   ≥  4.00%   ≥  4.00%   ≥   5.00%
CET1 11.44%   11.53%   ≥  6.375% (1) ≥  7.00% (2) ≥   6.50%
Tier 1 risk-based capital ratio 11.44%   11.53%   ≥  7.875% (1) ≥  8.50% (2) ≥   8.00%
Total risk-based capital ratio 12.35%   12.44%   ≥  9.875% (1) ≥  10.50% (2) ≥  10.00%

 

(1) Includes 1.875% capital conservation buffer

(2) Includes 2.50% capital conservation buffer