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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Interest and dividend income    
Loans, including fees $ 6,127 $ 5,435
Investment securities    
Taxable 488 422
Federal Home Loan Bank of New York stock 46 31
Total interest and dividend income 6,661 5,888
Interest expense    
Deposits 1,438 894
Borrowings 190 162
Total interest expense 1,628 1,056
Net interest and dividend income 5,033 4,832
Provision for loan losses 201 250
Net interest and dividend income after provision for loan losses 4,832 4,582
Other income    
Service charges 321 258
Income on bank owned life insurance 74 71
Other operating income 31 25
Gains on sales of loans 187
Gains on sales of investment securities 107
Total other income 426 648
Other expenses    
Compensation and employee benefits 2,444 2,358
Occupancy expenses 740 718
Professional fees 291 230
Data processing expenses 153 137
OREO expenses 46 232
FDIC deposit insurance premiums 108 109
Loan servicing expenses 59 80
Insurance expense 53 59
Other expenses 400 414
Total other expenses 4,294 4,337
Income before income tax expense 964 893
Income tax expense 279 564
Net income $ 685 $ 329
Net income per share-basic and diluted $ 0.12 $ 0.06
Weighted average basic and diluted shares outstanding 5,820,746 5,820,746