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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Operating activities    
Net income $ 2,178 $ 1,324
Adjustment to reconcile net income to net cash provided by operating activities    
Depreciation expense 686 612
Premium amortization on investment securities, net 80 104
Provision for loan losses 501 782
Provision for loss on other real estate owned 212 308
Originations of SBA loans held for sale (2,170) (6,255)
Proceeds from the sales of SBA loans 2,321 6,617
Gains on sale of loans receivable (151) (362)
Gains on sales of investment securities (59) (107)
Gains on the sales of other real estate owned (57) (66)
ESOP compensation expense 112 118
Deferred income tax (benefit) expense (171) 638
Increase in accrued interest receivable (204) (85)
Increase in surrender value of bank owned life insurance (222) (218)
Increase in other assets (453) (377)
(Decrease) increase in accrued interest payable (31) 55
Increase in accounts payable and other liabilities 618 1,762
Net cash provided by operating activities 3,190 4,850
Investing activities    
Net increase in loans receivable (28,305) (28,166)
Purchases of loans receivable (4,463)
Proceeds from the sale of loans receivable 9,452 3,399
Purchases of investment securities held to maturity (1,645) (3,492)
Purchases of investment securities available for sale (3,088) (1,443)
Sales of investment securities held to maturity 3,408
Sales of investment securities available for sale 3,921
Principal repayments on investment securities held to maturity 3,229 4,542
Principal repayments on investment securities available for sale 1,540 2,246
Purchase of bank owned life insurance (1,500)
Purchases of premises and equipment (65) (243)
Investment in other real estate owned (11) (182)
Proceeds from other real estate owned 1,411 1,279
Purchases of Federal Home Loan Bank stock (697) (758)
Net cash used by investing activities (15,758) (23,873)
Financing activities    
Net decrease in deposits (10,098) (7,217)
Net increase in escrowed funds 372 541
Proceeds from long-term advances 9,605 4,059
Repayments of long-term advances (6,940) (2,000)
Net change in short-term advances 12,200 14,800
Net cash provided by financing activities 5,139 10,183
Net decrease in cash and cash equivalents (7,429) (8,840)
Cash and cash equivalents, beginning of period 15,368 22,334
Cash and cash equivalents, end of period 7,939 13,494
Supplemental disclosures of cash flow information    
Interest 5,028 3,204
Income taxes 774 964
Non-cash investing activities    
Real estate acquired in full satisfaction of loans in foreclosure 503
Investment securities transferred from held to maturity to available for sale $ 12,619