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PREMISES AND EQUIPMENT (Tables)
12 Months Ended
Sep. 30, 2020
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT

Premises and equipment consist of the following:

 

   Estimated  September 30, 
   Useful Lives  2020   2019 
      (In thousands) 
Land  Indefinite  $3,811   $3,811 
Buildings and improvements  10-40 years   21,622    22,524 
Furniture, fixtures and equipment  5-10  years   3,407    3,300 
       28,840    29,635 
     Less accumulated depreciation      (14,094)   (13,463)
Premises and equipment, net     $14,746   $16,172