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FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)
 12 Months Ended
Sep. 30, 2020
FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK [Abstract]  
Schedule of fair value, off-balance-sheet financial instruments

At September 30, 2020 and 2019, the Company had outstanding commitments (substantially all of which expire within one year) to originate one-to four-family residential loans, construction loans, commercial real estate loans, commercial business loans and consumer loans. These commitments were comprised of fixed and variable rate loans.

 

   September 30, 
   2020   2019 
   (In thousands) 
Financial instruments whose contract amounts          
represent credit risk          
Letters of credit  $1,041   $1,315 
Unused lines of credit   78,632    56,405 
Fixed rate loan commitments   5,240    3,362 
Variable rate loan commitments   15,864    12,141 
Total  $100,777   $73,223