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REGULATORY CAPITAL (Tables)

12 Months Ended

Sep. 30, 2020

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of regulatory capital compliance

The following tables set forth the Company’s and the Bank’s actual and required capital levels under those measures:

						To be well-
						capitalized under
				Required for capital		prompt corrective
	At September 30, 2020			adequacy purposes		action provisions
	Company	Bank		September 30, 2020		Bank
Tier 1 leverage ratio	7.84%	8.30%		≥ 4.00%		≥ 5.00%
CET1	11.84%	11.93%		≥ 7.00% ⁽¹⁾		≥ 6.50%
Tier 1 risk-based capital ratio	11.84%	11.93%		≥ 8.50% ⁽¹⁾		≥ 8.00%
Total risk-based capital ratio	13.09%	13.18%		≥ 10.50% ⁽¹⁾		≥ 10.00%

⁽¹⁾ Includes 2.50% capital conservation buffer


						To be well-
						capitalized under
				Required for capital		prompt corrective
	At September 30, 2019			adequacy purposes		action provisions
	Company	Bank		September 30, 2019		Bank
Tier 1 leverage ratio	8.94%	9.03%		≥ 4.00%		≥ 5.00%
CET1	11.84%	11.96%		≥ 7.00% ⁽¹⁾		≥ 6.50%
Tier 1 risk-based capital ratio	11.84%	11.96%		≥ 8.50% ⁽¹⁾		≥ 8.00%
Total risk-based capital ratio	12.88%	12.99%		≥ 10.50% ⁽¹⁾		≥ 10.00%

⁽¹⁾ Includes 2.50% capital conservation buffer