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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Operating activities    
Net income $ 1,367 $ 2,178
Adjustment to reconcile net income to net cash (used in) provided by operating activities    
Depreciation expense 456 686
Premium amortization on investment securities, net 78 80
Provision for loan losses 1,069 501
Provision for loss on other real estate owned 371 212
Originations of SBA loans held for sale (806) (2,170)
Proceeds from the sales of SBA loans 887 2,321
Gains on sale of loans receivable (81) (151)
Gains on sales of investment securities (68) (59)
Gains on the sales of other real estate owned (34) (57)
Loss on the sale of premises and equipment 16
ESOP compensation expense 101 112
Deferred income tax benefit (548) (171)
Increase in accrued interest receivable (1,553) (204)
Increase in surrender value of bank owned life insurance (240) (222)
Decrease (increase) in other assets 295 (453)
Decrease in accrued interest payable (30) (31)
(Decrease) increase in accounts payable and other liabilities (1,760) 618
Net income to net cash (used in) provided by operating activities (480) 3,190
Investing activities    
Net increase in loans receivable (73,973) (28,305)
Purchases of loans receivable (13,429)
Proceeds from the sale of loans receivable 9,452
Purchases of investment securities held to maturity (5,726) (1,645)
Purchases of investment securities available for sale (9,557) (3,088)
Sales of investment securities available for sale 6,073 3,921
Principal repayments on investment securities held to maturity 7,094 3,229
Principal repayments on investment securities available for sale 3,963 1,540
Purchase of bank owned life insurance (1,500)
Sales (purchases) of premises and equipment 780 (65)
Investment in other real estate owned (1) (11)
Proceeds from other real estate owned 1,023 1,411
Redemption (purchase) of Federal Home Loan Bank stock 262 (697)
Net cash used in investing activities (83,507) (15,758)
Financing activities    
Net increase (decrease) in deposits 93,714 (10,098)
Net increase in escrowed funds 135 372
Proceeds from long-term advances 39,515 9,605
Repayments of long-term advances (8,763) (6,940)
Net change in short-term advances 12,200
Purchase of treasury stock (90)
Net cash provided by financing activities 124,511 5,139
Net increase (decrease) in cash and cash equivalents 40,524 (7,429)
Cash and cash equivalents, beginning of year 21,469 15,368
Cash and cash equivalents, end of year 61,993 7,939
Supplemental disclosures of cash flow information    
Interest 4,460 5,028
Income taxes 1,450 774
Non-cash operating activities    
Real estate acquired in full satisfaction of loans in foreclosure 503
Initial recognition of lease liability and right-of-use asset $ 3,835