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REGULATORY CAPITAL (Tables)

12 Months Ended

Sep. 30, 2021

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of regulatory capital compliance

The following tables set forth the Company’s and the Bank’s actual and required capital levels under those measures:

At September 30, 2021		Company		Bank		Required for capital adequacy purposes				To be well- capitalized under prompt corrective action provisions
Tier 1 leverage ratio		12.43%		10.18%			≥ 4.00	%		≥	5.00	%
CET1		19.19%		15.74%			≥ 7.00	%⁽¹⁾		≥	6.50	%
Tier 1 risk-based capital ratio		19.19%		15.74%			≥ 8.50	%⁽¹⁾		≥	8.00	%
Total risk-based capital ratio		20.44%		16.99%			≥ 10.50	%⁽¹⁾		≥	10.00	%

At September 30, 2020
Tier 1 leverage ratio		7.84%		8.30%			≥ 4.00	%		≥	5.00	%
CET1		11.84%		11.93%			≥ 7.00	%⁽¹⁾		≥	6.50	%
Tier 1 risk-based capital ratio		11.84%		11.93%			≥ 8.50	%⁽¹⁾		≥	8.00	%
Total risk-based capital ratio		13.09%		13.18%			≥ 10.50	%⁽¹⁾		≥	10.00	%

⁽¹⁾	Includes 2.50% capital conservation buffer