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INCOME TAXES (Schedule of Major Sources of Temporary Differences and Their Deferred Tax Effect) (Details) - USD ($)
$ in Thousands
Sep. 30, 2021
Sep. 30, 2020
Temporary Differences and Deferred Tax Effect    
Allowance for loan losses $ 2,270 $ 1,799
Deferred loan fees 416 731
Unrealized loss, minimum pension liability 351 620
OREO 123 73
Straight line rent 101 110
Gross deferred tax asset 3,261 3,333
Depreciation (874) (872)
Discount accretion on investments (61)
Employee benefits (183) (37)
Mortgage servicing rights (1) (3)
Gross deferred tax liability (1,058) (973)
Net deferred tax asset, included in other assets $ 2,203 $ 2,360