Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
Dec. 31, 2020	Dec. 31, 2019
Operating activities
Net income	$ 1,337	$ 553
Adjustment to reconcile net income to net cash provided by (used in) operating activities
Depreciation expense	207	217
Premium amortization on investment securities, net	33	28
Provision for loan losses	640	210
Provision for loss on other real estate owned	150	60
Originations of SBA loans held for sale	(2,513)	(262)
Proceeds from the sales of SBA loans	2,776	288
Gains on sale of loans receivable	(263)	(26)
Gains on the sales of other real estate owned	(1)	(11)
ESOP compensation expense	50	38
Deferred income tax benefit	(134)	(135)
(Increase) decrease in accrued interest receivable	(66)	34
Increase in surrender value of bank owned life insurance	(78)	(82)
(Increase) decrease in other assets	(105)	92
Decrease in accrued interest payable	(39)	(31)
Decrease in accounts payable and other liabilities	(351)	(1,730)
Net income to net cash provided by (used in) operating activities	1,643	(757)
Investing activities
Net decrease (increase) in loans receivable	3,940	(7,424)
Purchases of investment securities held to maturity	(4,652)	(3,679)
Purchases of investment securities available for sale	(4,060)	(1,516)
Principal repayments on investment securities held to maturity	2,586	2,230
Principal repayments on investment securities available for sale	3,755	696
Purchases of premises and equipment	(68)	(16)
Investment in other real estate owned	(13)
Proceeds from other real estate owned	387	17
Redemption of Federal Home Loan Bank stock		257
Net cash provided by (used in) investing activities	1,875	(9,435)
Financing activities
Net (decrease) increase in deposits	(6,266)	13,579
Net increase in escrowed funds	242	74
Repayments of long-term advances	(7,150)	(5,701)
Net cash (used in) provided by financing activities	(13,174)	7,952
Net decrease in cash and cash equivalents	(9,656)	(2,240)
Cash and cash equivalents, beginning of year	61,726	21,469
Cash and cash equivalents, end of year	52,070	19,229
Supplemental disclosures of cash flow information
Interest	995	1,674
Initial recognition of lease liability and right-of-use asset		$ 3,835

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