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INCOME TAXES (Schedule of Major Sources of Temporary Differences and Their Deferred Tax Effect) (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Sep. 30, 2021
Income Tax Disclosure [Abstract]    
Allowance for loan losses $ 2,369 $ 2,270
Deferred loan fees 244 416
Unrealized loss, minimum pension liability 288 351
OREO 123
Straight line rent 88 101
Gross deferred tax asset 2,989 3,261
Depreciation (816) (874)
Employee benefits (122) (183)
Mortgage servicing rights (1)
Gross deferred tax liability (938) (1,058)
Net deferred tax asset, included in other assets $ 2,051 $ 2,203