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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Interest and dividend income    
Loans, including fees $ 35,229 $ 27,841
Investment securities    
Taxable 2,642 1,543
Tax-exempt 58 41
Federal Home Loan Bank of New York stock 139 78
Total interest and dividend income 38,068 29,503
Interest expense    
Deposits 9,488 2,070
Borrowings 846 414
Total interest expense 10,334 2,484
Net interest and dividend income 27,734 27,019
Provision for loan losses 381 304
Net interest and dividend income after provision for loan losses 27,353 26,715
Other income    
Service charges 1,592 1,188
Income on bank owned life insurance 370 372
Interest rate swap fees 57 76
Other operating income 98 87
Gains on sales of loans 565 925
Gains on sale of OREO   67
Total other income 2,682 2,715
Other expenses    
Compensation and employee benefits 11,134 10,484
Occupancy expenses 3,187 3,016
Professional fees 755 1,062
Data processing expenses 579 556
Director fees and benefits 784 546
Marketing and business development 366 447
FDIC deposit insurance premiums 340 215
Other expenses 2,149 1,935
Total other expenses 19,294 18,261
Income before income tax expense 10,741 11,169
Income tax expense 3,032 3,250
Net income $ 7,709 $ 7,919
Earnings per share - basic (in Dollars per share) $ 1.2 $ 1.17
Earnings per share - diluted (in Dollars per share) $ 1.2 $ 1.17
Weighted average shares outstanding - basic (in Shares) 6,424,796 6,781,659
Weighted average shares outstanding - diluted (in Shares) 6,424,796 6,781,659