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LOANS RECEIVABLE, NET (Details) - USD ($)
 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Loans Receivable, Net [Abstract]    
Total loans receivable from directors $ 5,100,000 $ 2,300,000
New loans or advances on existing lines 2,900,000 738,000
Total principal repayments 142,000 731,000
Servicing loans for others amount 48,100,000 43,600,000
Held mortgage servicing rights amount 28,000 0
Escrow balances 27,000 27,000
Average investment impaired loans 5,900,000 8,100,000
Interest income $ 96,000 135,000
Commercial relationships, description Generally, the external consultant reviews commercial relationships greater than $500,000 and/or criticized relationships greater than $250,000.  
Interest income not recognized on non-accrual loans $ 309,000 220,000
TDR totaling 106,000  
Total loans pledged as collateral against FHLB borrowings $ 341,600,000 $ 181,200,000