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PREMISES AND EQUIPMENTS
 12 Months Ended
Sep. 30, 2024
Premises and Equipments [Abstract]  
PREMISES AND EQUIPMENTS

NOTE F - PREMISES AND EQUIPMENTS

 

Premises and equipment consist of the following:

 

   Estimated  September 30, 
   Useful Lives  2024   2023 
      (In thousands) 
            
Land  Indefinite  $3,095   $3,811 
Buildings and improvements  10-40 years   22,441    21,923 
Furniture, fixtures and equipment  5-10  years   4,154    3,860 
       29,690    29,594 
Less accumulated depreciation      (17,145)   (16,255)
              
Premises and equipment, net     $12,545   $13,339 

 

For the years ended September 30, 2024 and 2023, depreciation expense included in occupancy expense amounted to approximately $890 thousand and $840 thousand, respectively.