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PREMISES AND EQUIPMENTS
 12 Months Ended
Sep. 30, 2025
Premises and Equipments [Abstract]  
PREMISES AND EQUIPMENTS

NOTE F - PREMISES AND EQUIPMENTS

 

Premises and equipment consist of the following:

 

   Estimated  Years Ended September 30, 
   Useful Lives  2025   2024 
      (In thousands) 
Land  Indefinite  $3,095   $3,095 
Buildings and improvements  10-40 years   22,730    22,441 
Furniture, fixtures and equipment  5-10 years   4,425    4,154 
Total      30,250    29,690 
Less accumulated depreciation      (18,068)   (17,145)
              
Premises and equipment, net     $12,182   $12,545 

 

For the years ended September 30, 2025 and 2024, depreciation expense included in occupancy expense amounted to approximately $937 thousand and $890 thousand, respectively.