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DEPOSITS

12 Months Ended

Sep. 30, 2025

Deposits [Abstract]

DEPOSITS

NOTE H - DEPOSITS

A summary of deposits by type of account follows:

		Years Ended September 30,
		2025				2024
		(In thousands)
Demand accounts		$	117,238			$	132,837
Savings accounts			54,424				52,853
NOW accounts			163,753				146,744
Money market accounts			268,944				304,588
Certificate of deposit			195,185				146,674
Retirement accounts			14,763				12,978
Total deposits		$	814,307			$	796,674

Included in the Company’s deposits at September 30, 2025 were $57.3 million in brokered certificates of deposits and $24.0 million in certificates of deposits obtained through a national deposit listing service. At September 30, 2024 the Company had $29.6 million in brokered certificates of deposits and $20.0 million in certificates of deposits obtained through a national deposit listing service.

At September 30, 2025, certificates of deposit (including retirement accounts and brokered certificate deposit accounts) have contractual maturities as follows (in thousands):

Years Ending September 30,
2026		$	80,645
2027			55,435
2028			28,369
2029			18,855
2030			25,485
2031 and after			1,159
Total		$	209,948

At September 30, 2025 and 2024, the time deposits of $250 thousand or more totaled approximately $94.8 million and 59.3 million, respectively. Related party deposits totaled $3.9 million and $3.2 million at September 30, 2025 and 2024, respectively.

X

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-SubTopic 405
-Topic 942
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478353/942-405-50-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03(12))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Publisher SEC

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X

- References

No definition available.

+ Details

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