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INCOME TAXES - Schedule of Deferred Tax Effect (Details) - USD ($)
$ in Thousands
Sep. 30, 2025
Sep. 30, 2024
Schedule of Deferred Tax Effect [Abstract]    
Allowance for credit losses $ 2,403 $ 2,248
Net unrealized loss, investment securities available-for-sale 180 278
Deferred loan fees 434 296
Unrealized loss, minimum pension liability 132
Employee benefits 503 340
Allowance for transaction expense 13 6
Straight line rent 45 54
Gross deferred tax asset 3,578 3,354
Depreciation (565) (551)
Unrealized gain, minimum pension liability (13)
OREO (16)
Mortgage servicing rights (121) (45)
Gross deferred tax liability (715) (596)
Net deferred tax asset, included in other assets $ 2,863 $ 2,758