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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables) | 6 Months Ended
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Mar. 31, 2025
Financial Instruments With Off-Balance Sheet Risk [Abstract] |
Schedule of Information Regarding Derivatives | The following table presents summary information regarding these derivatives as of March 31, 2025 and September 30, 2024.
|  |  |  |  | Average |  |  | Weighted |  |  |  |  |  |
|  | Notional |  |  | Maturity |  |  | Average |  |  | Weighted Average |  | Fair |
|  | Amount |  |  | (Years) |  |  | Fixed Rate |  |  | Variable Rate |  | Value |
|  | (Dollars in thousands) |
March 31, 2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Classified in Other Assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Customer interest rate swaps |  | $ | 28,879 |  |  |  | 2.7 |  |  |  | 5.26% |  |  | 1 Mo. SOFR + 2.46 |  | $ | 949 |
Total |  | $ | 28,879 |  |  |  | 2.7 |  |  |  | 5.26% |  |  |  |  | $ | 949 |
Classified in Other Liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
3rd Party interest rate swaps |  | $ | 28,879 |  |  |  | 2.7 |  |  |  | 5.26% |  |  | 1 Mo. SOFR + 2.46 |  | $ | 949 |
Total |  | $ | 28,879 |  |  |  | 2.7 |  |  |  | 5.26% |  |  |  |  | $ | 949 |
September 30, 2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Classified in Other Assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Customer interest rate swaps |  | $ | 34,890 |  |  |  | 3.2 |  |  |  | 4.96% |  |  | 1 Mo. BSBY + 2.44 |  | $ | 1,405 |
Total |  | $ | 34,890 |  |  |  | 3.2 |  |  |  | 4.96% |  |  |  |  | $ | 1,405 |
Classified in Other Liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
3rd Party interest rate swaps |  | $ | 34,890 |  |  |  | 3.2 |  |  |  | 4.96% |  |  | 1 Mo. BSBY + 2.44 |  | $ | 1,405 |
Total |  | $ | 34,890 |  |  |  | 3.2 |  |  |  | 4.96% |  |  |  |  | $ | 1,405 |
Schedule of Financial Instruments with Off-Balance-Sheet Risk | The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments are commitments to extend credit and are summarized in the below table. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the Consolidated Balance Sheets.
|  | March 31, |  |  | September 30, |
|  | 2025 |  |  | 2024 |
|  | (In thousands) |
Financial instruments whose contract amounts represent credit risk |  |  |  |  |  |  |  |
Letters of credit |  | $ | 785 |  |  | $ | 620 |
Unused lines of credit |  |  | 82,963 |  |  |  | 88,272 |
Fixed rate loan commitments |  |  | 1,588 |  |  |  | 1,804 |
Variable rate loan commitments |  |  | 22,568 |  |  |  | 26,843 |
Total |  | $ | 107,904 |  |  | $ | 117,539 |

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- Definition Tabular disclosure of pertinent information about a derivative or group of derivatives on a disaggregated basis, such as for individual instruments, or small groups of similar instruments. May include a combination of the type of instrument, risks being hedged, notional amount, hedge designation, related hedged item, inception date, maturity date, or other relevant item. + References No definition available. + Details
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- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 825 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478898/942-825-50-1 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11 + Details
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