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Organization and Principal Activities (Tables)
 12 Months Ended
Dec. 31, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Schedule of Consolidated Subsidiaries,VIE and Subsidiaries of VIE

The following sets forth the Company’s consolidated subsidiaries, VIE and subsidiaries of VIE are as follows:

 

Subsidiaries   Place and
year of incorporation		   Percentage of
direct or indirect
economic ownership		   Principal activities
Cheche Technology Inc. (“CCT”)   Cayman Islands,
2018		   100%   Investment holding
Cheche Technology (Canada) Ltd. (“Cheche Canada”)   Canada,
2025		   100%   Investment holding
Cheche Technology (HK) Limited (“Cheche HK”)   Hong Kong, China,
2018		   100%   Investment holding
Cheche Technology (Ningbo) Co., Ltd. (“Cheche Ningbo” or “wholly foreign-owned enterprise” or “WFOE” or “primary beneficiary of the VIE”)   Ningbo, China,
2018		   100%   Technical support and consulting services
Baodafang Technology Co., Ltd. (“Baodafang”)   Beijing, China,
2020		   100%   Technology service and SaaS services

 

VIE   Place and
year of incorporation		   Percentage of
direct or indirect
economic interest		   Principal activities
Beijing Che Yu Che Technology Co., Ltd.
(“Beijing Cheche”)		   Beijing, China,
2014		   100%*   Technology service

 

Subsidiaries of VIE   Place and
year of incorporation/
acquisition		   Percentage of
direct or indirect
economic interest		   Principal activities
Cheche Insurance Sales & Service Co., Ltd. (“Cheche Insurance”)   Guangzhou, China,
2017		   100%*   Insurance brokerage
Huicai Insurance Brokerage Co., Ltd.   Beijing, China,
2016		   100%*   Dormant
Cheche Zhixing (Ningbo) Auto Service Co., Ltd.   Ningbo, China,
2019		   100%*   Dormant

 

* The WFOE has 100% beneficial interests in the consolidated VIE (including its subsidiaries).
Schedule of Consolidated Financial Statements

The following consolidated financial information of the VIE after the elimination of inter-company transactions between the VIE and its subsidiaries as of December 31, 2024 and 2025 and for the years ended December 31, 2023, 2024 and 2025 was included in the accompanying consolidated financial statements of the Group as follows:

 

   2024   2025 
   As of December 31, 
   2024   2025 
   RMB   RMB 
ASSETS        
Current assets:          
Cash and cash equivalents   31,958    54,927 
Restricted cash   -    5,000 
Short-term investments   3,000    226 
Accounts receivable, net   781,857    821,560 
Prepayments and other current assets   31,575    53,827 
Amounts due from intra-Group companies   3,016    2,949 
Total current assets   851,406    938,489 
Non-current assets:          
Restricted cash   5,000    - 
Property, equipment and leasehold improvement, net   1,239    777 
Intangible assets, net   5,950    3,850 
Right-of-use assets   5,653    6,453 
Goodwill   84,609    84,609 
Other non-current assets   225    - 
Total non-current assets   102,676    95,689 
TOTAL ASSETS   954,082    1,034,178 
LIABILITIES          
Current liabilities:          
Accounts payable   551,214    622,496 
Short-term borrowings   10,000    39,800 
Contract liabilities   125    3 
Salary and welfare benefits payable   60,838    64,127 
Tax payable   7,077    12,099 
Amounts due to related party   -    50,626 
Accrued expenses and other current liabilities   17,166    13,028 
Short-term lease liabilities   3,037    4,727 
Amounts due to intra-Group companies   149,056    196,798 
Total current liabilities   798,513    1,003,704 
Non-current liabilities:          
Deferred tax liabilities   1,488    963 
Long-term lease liabilities   2,137    801 
Amounts due to related party   45,811    - 
Deferred revenue   1,432    1,432 
Amounts due to intra-Group companies   230,705    225,128 
Total non-current liabilities   281,573    228,324 
TOTAL LIABILITIES (without recourse to the primary beneficiary)   1,080,086    1,232,028 
Schedule of Operation

   2023   2024   2025 
   For the years ended December 31, 
   2023   2024   2025 
   RMB   RMB   RMB 
Net revenues               
- earned from external parties   3,083,306    2,924,578    2,394,433 
- earned from intra-Group companies   6,682    9,433    9,434 
Total revenues   3,089,988    2,934,011    2,403,867 
Cost of revenues and operating expenses               
- arising from external parties transactions   (3,186,349)   (2,958,256)   (2,427,880)
- arising from intra-Group transactions   (1,651)   (1,458)   (69,049)
Total cost of revenues and operating expenses   (3,188,000)   (2,959,714)   (2,496,929)
Net loss    (100,142)   (29,819)   (95,799)
Schedule of Cash Flow

   2023   2024   2025 
   For the years ended December 31, 
   2023   2024   2025 
   RMB   RMB   RMB 
Cash flows from operating activities:               
Net cash generated from/(used in) transactions with intra-Group companies   35,000    8,455    (13,973)
Net cash generated from transactions with external parties   108,170    34,824    11,832 
Net cash generated from/(used in) operating activities   143,170    43,279    (2,141)
Net cash (used in)/generated from transactions with external parties   (686)   (4,830)   3,767 
Net cash (used in)/generated from investing activities   (686)   (4,830)   3,767 
Net cash used in transactions with intra-Group companies   (63,485)   (87,821)   (3,457)
Net cash (used in)/generated from transactions with third-parties   (7,563)   (5,000)   24,800 
Net cash (used in)/generated from financing activities   (71,048)   (92,821)   21,343 
Net increase/(decrease) in cash and cash equivalents   71,436    (54,372)   22,969