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<SEC-DOCUMENT>0000939057-07-000471.txt : 20071221
<SEC-HEADER>0000939057-07-000471.hdr.sgml : 20071221
<ACCEPTANCE-DATETIME>20071221145937
ACCESSION NUMBER:		0000939057-07-000471
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20071221
ITEM INFORMATION:		Departure of Directors or Principal Officers; Election of Directors; Appointment of Principal Officers
FILED AS OF DATE:		20071221
DATE AS OF CHANGE:		20071221

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROVIDENT FINANCIAL HOLDINGS INC
		CENTRAL INDEX KEY:			0001010470
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				330704889
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28304
		FILM NUMBER:		071322682

	BUSINESS ADDRESS:	
		STREET 1:		3756 CENTRAL AVE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
		BUSINESS PHONE:		9096866060

	MAIL ADDRESS:	
		STREET 1:		3756 CENTRAL AVENUE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>k8122107.htm
<DESCRIPTION>PROVIDENT FINANCIAL HOLDINGS, INC. FORM 8-K
<TEXT>
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<B><FONT FACE="Times New Roman"><P ALIGN="CENTER">UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>
Washington, D.C. 20549</P>
</FONT><FONT FACE="Times">
<P ALIGN="CENTER"></P>
</FONT><FONT FACE="Times New Roman" SIZE=5><P ALIGN="CENTER">FORM 8-K</P>
</FONT><FONT FACE="Times"><P ALIGN="CENTER"></P>
</FONT><FONT FACE="Times New Roman">
<P ALIGN="CENTER">CURRENT REPORT<BR>
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</P>
</FONT>
</B><FONT FACE="Times"><P ALIGN="CENTER"></P>
<P>&nbsp;</P>
<FONT FACE="Times New Roman">
<P ALIGN="CENTER">Date of Report (Date of earliest event reported): <B>December 21, 2007</P>
</B>
</FONT>
</FONT><FONT FACE="Times New Roman" SIZE=5><B><P ALIGN="CENTER">PROVIDENT FINANCIAL HOLDINGS, INC.<BR>
</B></FONT><FONT FACE="Times New Roman">(Exact name of registrant as specified in its charter)</P>
</FONT>
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<P ALIGN="CENTER"></P></FONT>
<TABLE CELLSPACING=0 BORDER=0 CELLPADDING=0 WIDTH=100%>
<TR><TD WIDTH="33%" VALIGN="TOP">
<FONT FACE="Times New Roman">
<B><P ALIGN="CENTER">Delaware</B></FONT></TD>
<TD WIDTH="33%" VALIGN="TOP">
<FONT FACE="Times New Roman">
<B><P ALIGN="CENTER">000-28304</B></FONT></TD>
<TD WIDTH="33%" VALIGN="TOP">
<FONT FACE="Times New Roman">
<B><P ALIGN="CENTER">33-0704889</B></FONT></TD>
</TR>
<TR><TD WIDTH="33%" VALIGN="TOP">

<FONT FACE="Times New Roman"><P ALIGN="CENTER">(State or other jurisdiction<BR>
of incorporation)</FONT></TD>

<TD WIDTH="33%" VALIGN="TOP">

<FONT FACE="Times New Roman"><P ALIGN="CENTER">(Commission<BR>
File Number)</FONT></TD>

<TD WIDTH="33%" VALIGN="TOP">

<FONT FACE="Times New Roman"><P ALIGN="CENTER">(I.R.S. Employer<BR>
Identification No.)</FONT></TD></TR></TABLE>

<FONT FACE="Times"><P ALIGN="CENTER"></P></FONT>
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<TR><TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Times New Roman">
<B><P ALIGN="CENTER">3756 Central Avenue, Riverside, California</B></FONT></TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Times New Roman">
<B><P ALIGN="CENTER">92506</B></FONT></TD>
</TR>
<TR><TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Times New Roman"><P ALIGN="CENTER">(Address of principal executive offices)</FONT></TD>
<TD WIDTH="50%" VALIGN="TOP">
<FONT FACE="Times New Roman"><P ALIGN="CENTER">(Zip Code)</FONT></TD>
</TR>
</TABLE>

<FONT FACE="Times New Roman">
<P ALIGN="CENTER">Registrant's telephone number, including area code:  <B>(951) 686-6060</P>
</B></FONT>

<FONT FACE="Times">
<P ALIGN="CENTER">&nbsp;</P></FONT>
<TABLE CELLSPACING=0 BORDER=0 WIDTH=100%>
<TR><TD VALIGN="TOP" COLSPAN=3>
<FONT FACE="Times" SIZE=2><P></FONT><font face="Times New Roman">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions.</font></TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=3>&nbsp;</TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=3>

<P><font face="Times New Roman">[&nbsp; ]</font>&nbsp;&nbsp;&nbsp; Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=3>&nbsp;</TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=3>

<P><font face="Times New Roman">[&nbsp; ]</font>&nbsp;&nbsp;&nbsp;&nbsp; Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=3>&nbsp;</TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=3>

<P><font face="Times New Roman">[&nbsp; ]</font>&nbsp;&nbsp;&nbsp;&nbsp; Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act<BR>       &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;       (17 CFR 240.14d-2(b))</font></TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=3>&nbsp;</TD>
</TR>
<TR><TD VALIGN="TOP" COLSPAN=3>

<P><font face="Times New Roman">[&nbsp; ]</font>&nbsp;&nbsp;&nbsp;&nbsp; Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act       <BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (17 CFR 240.13e-4(c))</font></TD>
</TR>
</TABLE>

<FONT FACE="Times">
<P ALIGN="CENTER">&nbsp;</P>
</FONT>

<FONT FACE="Times New Roman">
<P ALIGN="left"><font size="2">&lt;PAGE&gt;</font></P>
<B><P ALIGN="JUSTIFY">Item 5.02  Departure of Directors or Principal Officers; Election of Directors; Appointment of Principal Officers.</P>
</B><P ALIGN="JUSTIFY">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (c)  On December 20, 2007, Provident Financial Holdings, Inc. (&quot;Company&quot;), and its wholly owned subsidiary, Provident Savings Bank, F.S.B. (&quot;Bank&quot;), appointed Donavon P. Ternes to the position of Chief Operating Officer effective January 1, 2008.  Mr. Ternes will continue to serve as the Chief Financial Officer and Corporate Secretary of the Company and Bank.  </P>

</FONT><P ALIGN="JUSTIFY"><font face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(e) Mr. Ternes' compensation arrangement with the Bank provides that he will be entitled to an annual base salary of $220,500 and eligible to receive an annual bonus with a baseline target of 38% of his annual base salary.  Mr. Ternes' other compensation and benefit arrangements remain unchanged except for those that are calculated in accordance with Mr. Ternes' new base salary, which the Company, for the purposes of this disclosure, has deemed immaterial.</font></P>
<FONT FACE="Times" SIZE=2><P ALIGN="JUSTIFY"></P>
</FONT><P ALIGN="JUSTIFY"><font size="2" face="Times New Roman">&lt;PAGE&gt;</font></P>
<FONT FACE="Times New Roman">
<B><P ALIGN="CENTER">SIGNATURES</P>
</B>
<P ALIGN="JUSTIFY">&#9;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#9;Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</P>

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    <td width="48%">
<FONT FACE="Times New Roman">Date:  December 21, 2007&#9;&#9;&#9;&#9;&#9;&#9;</FONT></td>
    <td width="52%">
<FONT FACE="Times New Roman">PROVIDENT FINANCIAL HOLDINGS, INC.</FONT></td>
  </tr>
  <tr>
    <td width="48%">&nbsp;</td>
    <td width="52%">&nbsp;</td>
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    <td width="48%">&nbsp;</td>
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<FONT FACE="Times New Roman">
<U>
    /s/ Craig G. Blunden&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

</U></FONT></td>
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    <td width="48%">&nbsp;</td>
    <td width="52%">
<FONT FACE="Times New Roman">Craig G. Blunden</FONT></td>
  </tr>
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    <td width="48%">&nbsp;</td>
    <td width="52%">
<FONT FACE="Times New Roman">Chairman, President &amp; CEO.</FONT></td>
  </tr>
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    <td width="48%">&nbsp;</td>
    <td width="52%">
<FONT FACE="Times New Roman">(Principal Executive Officer)</FONT></td>
  </tr>
</table>
<P>&nbsp;</P>
<P>&nbsp;</P>
<P>&#9;&#9;&#9;&#9;&#9;&#9;</P>
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<P><font size="2" face="Times New Roman">&lt;PAGE&gt;</font></P>
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<P>&nbsp;</P>
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<P>&nbsp;</P><P>&#9;&#9;&#9;&#9;&nbsp;</P>
</DIR>

<P>&#9;&#9;&#9;&#9;&#9;&#9;&nbsp;</P>
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