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<SEC-DOCUMENT>0000939057-09-000382.txt : 20091230
<SEC-HEADER>0000939057-09-000382.hdr.sgml : 20091230
<ACCEPTANCE-DATETIME>20091230115727
ACCESSION NUMBER:		0000939057-09-000382
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20091230
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20091230
DATE AS OF CHANGE:		20091230

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROVIDENT FINANCIAL HOLDINGS INC
		CENTRAL INDEX KEY:			0001010470
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				330704889
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28304
		FILM NUMBER:		091265519

	BUSINESS ADDRESS:	
		STREET 1:		3756 CENTRAL AVE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
		BUSINESS PHONE:		9096866060

	MAIL ADDRESS:	
		STREET 1:		3756 CENTRAL AVENUE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>k123009.htm
<DESCRIPTION>PROVIDENT FINANCIAL HOLDINGS, INC. FORM 8-K
<TEXT>
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8-K</font></div>
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    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CURRENT
REPORT</font></div>
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to Section 13 or 15(d) of the Securities Exchange Act of 1934</font></div>
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    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
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Report (Date of earliest event reported): <font style="DISPLAY: inline; FONT-WEIGHT: bold">December 30, 2009</font></font></div>
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FINANCIAL HOLDINGS, INC.</font></div>
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    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item&#160;7.01
Regulation FD Disclosure</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
December 30, 2009, Provident Financial Holdings, Inc. (the &#8220;Company&#8221;) announced
that the underwriters of its recent public offering of common stock have fully
exercised their over-allotment option, resulting in the issuance of an
additional 675,000 shares.&#160;&#160;The option was granted in connection with
the public offering of 4,500,000 shares of the Company&#8217;s common stock at a
public offering price of $2.50 per share, which closed on December 15,
2009.</font></div>
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the exercise of the over-allotment option, the net proceeds to the Company after
deducting underwriting discounts and commissions and estimated offering expenses
are expected to be approximately $12.0 million.&#160;&#160;&#160;Sandler
O&#8217;Neill&#160;&#160;+ Partners, L.P. acted as lead book-running manager of the
offering, and FBR Capital Markets &amp; Co. and FIG Partners, LLC as
co-managers.&#160;&#160;A copy of the Company&#8217;s press release announcing the
exercise of the over-allotment option is furnished as Exhibit 99.1 to this Form
8-K and incorporated herein by reference.</font></div>
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accordance with General Instruction B.2. of Form 8-K, the information in
Item&#160;7.01 and the press release shall not be deemed &#8220;filed&#8221; for purposes of
Section&#160;18 of the Securities Exchange Act of 1934, as amended (the
&#8220;Exchange Act&#8221;), or otherwise subject to the liabilities of that section, nor
shall such information and exhibit be deemed incorporated by reference into any
filing under the Securities Act&#160;&#160;of 1933, as amended, or the Exchange
Act, except as shall be expressly set forth by specific reference in such a
filing.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Item 9.01 &#8211; Financial Statements and
Exhibits </font>&#160;</font></div>
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      </font></td>
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            <td valign="middle" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="71%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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          <tr>
            <td valign="middle" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="71%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">The
      following exhibit is being furnished herewith and this list shall
      constitute the exhibit index:&#160;</font></td>
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            <td valign="middle" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="71%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
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            <td valign="middle" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="71%">

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      <font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Press
      release dated December 30, 2009 announcing the exercise of the
      over-allotment option.</font></div>
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    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly
authorized.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
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            <td width="48%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Date:&#160;&#160;December
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99.1</font></div>
    <div>&#160;</div>
    <div>&#160;</div>
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              <div><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3756
      Central Avenue&#160;</font></div>
              <div><font size="2">Riverside, CA 92506</font></div>
              <div><font size="2">(951) 686 &#8211; 6060</font></div>
            </td>
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              <div><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Contacts:</font></div>
              <div><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2">Craig
      G. Blunden, CEO</font></font></div>
              <div><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2">Donavon
      P. Ternes, COO, CFO</font></font>&#160;</div>
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    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PROVIDENT
FINANCIAL HOLDINGS, INC. ANNOUNCES EXERCISE OF </font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">UNDERWRITERS&#8217;
OVER-ALLOTMENT OPTION IN CONNECTION WITH</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PUBLIC
OFFERING OF COMMON STOCK</font></div>
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    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 2; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Riverside,
California (December 30, 2009) &#8211; Provident Financial Holdings, Inc. (&#8220;Company&#8221;)
(NASDAQ GS: PROV), the holding company for Provident Savings Bank, F.S.B.
(&#8220;Bank&#8221;), announced today that the underwriters of its recent public offering of
common stock have fully exercised their over-allotment option, resulting in the
issuance of an additional 675,000 shares.&#160;&#160;The option was granted in
connection with the public offering of 4,500,000 shares of the Company&#8217;s common
stock at a public offering price of $2.50 per share, which closed on December
15, 2009.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 2; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 2; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Including
the over-allotment option, the net proceeds to the Company after deducting
underwriting discounts and commissions and estimated offering expenses are
expected to be approximately $12.0 million.&#160;&#160;Sandler O&#8217;Neill +
Partners, L.P. served as lead book-running manager of the offering, and FBR
Capital Markets &amp; Co. and FIG Partners, LLC were co-managers.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 2; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 2"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">This
announcement shall not constitute an offer to sell or the solicitation of an
offer to buy these securities, nor shall there be any offer or sale of these
securities in any jurisdiction in which such offer, solicitation or sale would
be unlawful prior to registration or qualification under the </font></div>
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    <div style="DISPLAY: block; TEXT-INDENT: 0pt; LINE-HEIGHT: 2"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">securities
laws of any such jurisdiction. Offers will be made only by means of a
prospectus, copies of which may be obtained from Sandler O&#8217;Neill + Partners,
L.P., 919 Third Avenue, 6<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">th</font> Floor,
New York, NY 10022 (800) 635-6859.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 2; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 2; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank
currently operates 14 retail/business banking offices in Riverside County and
San Bernardino County (Inland Empire).&#160;&#160;Provident Bank Mortgage
operates wholesale loan production offices in Pleasanton and Rancho Cucamonga,
California and retail loan production offices in Glendora and Riverside,
California.</font></div>
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Statements</font></div>
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press release includes forward-looking statements within the meaning of the
"Safe-Harbor" provisions of the Private Securities Litigation Reform Act of
1995. These statements are necessarily subject to risk and uncertainty and
actual results could differ materially due to various risk factors, including
those set forth from time to time in our filings with the SEC. You should not
place undue reliance on forward-looking statements and we undertake no
obligation to update any such statements.</font></div>
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`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
