-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 OA3Zy8XXX+rHkhDAt7aSX/3LKkjMx+YIKuq4hqfahaW1KcSh3EmeT6ZsPGqzwgJq
 3NssT9riZob1n95+cO+Uxg==

<SEC-DOCUMENT>0000939057-10-000017.txt : 20100129
<SEC-HEADER>0000939057-10-000017.hdr.sgml : 20100129
<ACCEPTANCE-DATETIME>20100129102843
ACCESSION NUMBER:		0000939057-10-000017
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20100128
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20100129
DATE AS OF CHANGE:		20100129

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROVIDENT FINANCIAL HOLDINGS INC
		CENTRAL INDEX KEY:			0001010470
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				330704889
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28304
		FILM NUMBER:		10556028

	BUSINESS ADDRESS:	
		STREET 1:		3756 CENTRAL AVE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
		BUSINESS PHONE:		9096866060

	MAIL ADDRESS:	
		STREET 1:		3756 CENTRAL AVENUE
		CITY:			RIVERSIDE
		STATE:			CA
		ZIP:			92506
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>k12910.htm
<DESCRIPTION>PROVIDENT FINANCIAL HOLDINGS, INC. FORM 8-K
<TEXT>
<html>
  <head>
    <title>k12910.htm</title>
    <!--Licensed to: breyer1100-->
    <!--Document Created using EDGARizer 4.0.5.0-->
    <!--Copyright 1995 - 2008 EDGARfilings, Ltd., an IEC company. All rights reserved-->
    </head>
    <body bgcolor="#ffffff" style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><br>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">UNITED
STATES</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">SECURITIES
AND EXCHANGE COMMISSION</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Washington,
D.C. 20549</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman">FORM
8-K</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CURRENT
REPORT</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Date of
Report (Date of earliest event reported): <font style="DISPLAY: inline; FONT-WEIGHT: bold">January 28, 2010</font></font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman">PROVIDENT
FINANCIAL HOLDINGS, INC.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Exact
name of registrant as specified in its charter)</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
          <tr>
            <td valign="top" width="27%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Delaware</font></div>
            </td>
            <td valign="top" width="27%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">000-28304</font></div>
            </td>
            <td valign="top" width="27%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">33-0704889</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="27%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(State
      or other jurisdiction</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">of
      incorporation)</font></div>
            </td>
            <td valign="top" width="27%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Commission</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">File
      Number)</font></div>
            </td>
            <td valign="top" width="27%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(I.R.S.
      Employer</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Identification
      No.)</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
          <tr>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="58%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3756
      Central Avenue, Riverside, California</font></div>
            </td>
            <td valign="top" width="33%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">92506</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="58%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;
      (Address of principal executive offices)</font></div>
            </td>
            <td valign="top" width="33%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Zip
      Code)</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Registrant&#8217;s
telephone number, including area code:&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">(951) 686-6060</font></font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
          <tr>
            <td align="left" valign="top" width="79%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Check
      the appropriate box below if the Form 8-K filing is intended to
      simultaneously satisfy the filing obligation of the registrant under any
      of the following provisions.</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="79%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr>
            <td align="left" valign="top" width="79%">
              <div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">[&#160;
      ]&#160; Written communications pursuant to Rule 425 under the Securities
      Act (17 CFR 230.425)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="79%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr>
            <td align="left" valign="top" width="79%">
              <div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">[&#160;
      ]&#160; Soliciting material pursuant to Rule 14a-12 under the Exchange Act
      (17 CFR 240.14a-12)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="79%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr>
            <td align="left" valign="top" width="79%">
              <div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">[&#160;
      ]&#160; Pre-commencement communications pursuant to Rule 14d-2(b) under
      the Exchange Act&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(17
      CFR 240.14d-2(b))</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="79%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr>
            <td align="left" valign="top" width="79%">
              <div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">[&#160;
      ]&#160; Pre-commencement communications pursuant to Rule 13e-4(c) under
      the Exchange Act&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(17
      CFR 240.13e-4(c))</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
        </div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item
8.01&#160;&#160;Other Events</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On
January 28, 2010, Provident Financial Holdings, Inc. (the &#8220;Corporation&#8221;)
announced a quarterly cash dividend of $0.01 per share on the Corporation&#8217;s
outstanding shares of common stock.&#160;&#160;Shareholders of record at the
close of business on February 25, 2010 will be entitled to receive the cash
dividend. The cash dividend will be payable on March 23, 2010.&#160;&#160;The
news release announcing the cash dividend is attached as Exhibit 99.1 and
incorporated by reference herein.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Item
9.01&#160;&#160;Financial Statements and Exhibits</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(d)<font id="TAB1" style="MARGIN-LEFT: 12pt"></font>Exhibits</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
          <tr valign="top">
            <td style="WIDTH: 49px">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td width="1186">
              <div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">99.1&#160;&#160;
      News Release regarding the quarterly cash dividend of Provident Financial
      Holdings, Inc. dated January 28,
2010.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div><br>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160;
</font></div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160;
</font></div>
      </div>
    </div><br>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">SIGNATURES</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Pursuant to the requirements of the
Securities Exchange Act of 1934, the Registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly
authorized.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div align="center">
      <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Date:&#160;&#160;January
      29, 2010&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">PROVIDENT FINANCIAL
      HOLDINGS, INC.&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="TEXT-DECORATION: underline">/s/ Donavon P.
      Ternes&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
      </font><font id="TAB2" style="COLOR: black; LETTER-SPACING: 3pt">&#160;
      </font></font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Donavon P.
      Ternes&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chief Operating
      Officer and Chief Financial Officer&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Principal Financial
      and Accounting Officer)&#160;</font></td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font>

      <div>
        <hr style="COLOR: black" align="left" noshade size="2" width="100%">
      </div>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex99112910.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<html>
  <head>
    <title>ex99112910.htm</title>
    <!--Licensed to: breyer1100-->
    <!--Document Created using EDGARizer 4.0.5.0-->
    <!--Copyright 1995 - 2008 EDGARfilings, Ltd., an IEC company. All rights reserved-->
    </head>
    <body bgcolor="#ffffff" style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
    <div>

      <div style="TEXT-ALIGN: center">&#160;</div>
      <div align="center">
        <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%">
            <tr>
              <td width="100%">
                <div style="TEXT-ALIGN: right"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="3" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Exhibit
      99.1</font></font>&#160;</font></div>
              </td>
            </tr>
        </table>
      </div>
    </div>
    <div>&#160;</div>
    <div align="center">
      <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;<img src="prov-nr129101.jpg" alt=""></font></td>
            <td width="50%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;<img src="prov-nr129100.jpg" alt=""></font></td>
          </tr>
          <tr>
            <td width="50%" style="BORDER-BOTTOM: black 2px solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%" style="BORDER-BOTTOM: black 2px solid"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td valign="bottom" width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">3756 Central
      Avenue</font></font></td>
            <td width="50%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="5">NEWS
      RELEASE</font></font>&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Riverside, CA
      92506</font>&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">(951)
      686-6060</font>&#160;</font></td>
            <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PROVIDENT
FINANCIAL HOLDINGS</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ANNOUNCES
QUARTERLY CASH DIVIDEND</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 2; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Riverside,
Calif. &#8211; January 28, 2010 &#8211; Provident Financial Holdings, Inc. (&#8220;Company&#8221;),
NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today
announced that the Company&#8217;s Board of Directors declared a quarterly cash
dividend of $0.01 per share.&#160;&#160;Shareholders of the Company&#8217;s common
stock at the close of business on February 25, 2010 will be entitled to receive
the cash dividend.&#160;&#160;The cash dividend will be payable on March 23,
2010.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 144pt; TEXT-INDENT: 9pt; MARGIN-RIGHT: 0pt" align="left"><br>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Safe-Harbor
Statement</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Certain
matters in this News Release may constitute forward-looking statements within
the meaning of the Private Securities Litigation Reform Act of
1995.&#160;&#160;These forward-looking statements may relate to, among others,
expectations of the business environment in which the Company operates,
projections of future performance, perceived opportunities in the market,
potential future credit experience, and statements regarding the Company&#8217;s
mission and vision. These forward-looking statements are based upon current
management expectations, and may, therefore, involve risks and uncertainties.
The Company&#8217;s actual results, performance, or achievements may differ materially
from those suggested, expressed, or implied by forward-looking statements as a
result of a wide range of factors including, but not limited to, the general
business environment, interest rates, the California real estate market,
competitive conditions between banks and non-bank financial services providers,
regulatory changes, and other risks detailed in the Company&#8217;s reports filed with
the Securities and Exchange Commission, including its Annual Report on Form 10-K
for the fiscal year ended June 30, 2009.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
      <div>&#160;</div>
      <div align="center">
        <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
            <tr>
              <td width="9%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Contacts:&#160;</font></td>
              <td width="32%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Craig G.
      Blunden&#160;</font></td>
              <td width="59%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Donavon P.
      Ternes&#160;</font></td>
            </tr>
            <tr>
              <td width="9%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td width="32%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chairman, President
      and CEO&#160;</font></td>
              <td width="59%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chief Operating
      Officer and&#160;</font></td>
            </tr>
            <tr>
              <td width="9%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td width="32%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td width="59%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chief Financial
      Officer&#160;</font></td>
            </tr>
        </table>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 207pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><br>&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="TEXT-ALIGN: center">
      <hr style="COLOR: black" align="left" noshade size="2" width="100%">
    </div>
    <div align="center">
      <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%">
          <tr>
            <td width="100%">
              <div style="TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font size="3" style="FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">1 of
      1</font>&#160;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div><br><br>&#160;</div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>prov-nr129100.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 prov-nr129100.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_X0!F17AI9@``24DJ``@````$`!H!!0`!
M````/@```!L!!0`!````1@```"@!`P`!`````@```#$!`@`0````3@``````
M``!@`````0```&`````!````4&%I;G0N3D54('8U+C`P`/_;`$,``@$!`0$!
M`@$!`0("`@("!`,"`@("!00$`P0&!08&!@4&!@8'"0@&!PD'!@8("P@)"@H*
M"@H&"`L,"PH,"0H*"O_;`$,!`@("`@("!0,#!0H'!@<*"@H*"@H*"@H*"@H*
M"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"O_``!$(`$<`
MLP,!(@`"$0$#$0'_Q``?```!!0$!`0$!`0```````````0(#!`4&!P@)"@O_
MQ`"U$``"`0,#`@0#!04$!````7T!`@,`!!$%$B$Q008346$'(G$4,H&1H0@C
M0K'!%5+1\"0S8G*""0H6%Q@9&B4F)R@I*C0U-C<X.3I#1$5&1TA)2E-45597
M6%E:8V1E9F=H:6IS='5V=WAY>H.$A8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJ
MLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X
M^?K_Q``?`0`#`0$!`0$!`0$!`````````0(#!`4&!P@)"@O_Q`"U$0`"`0($
M!`,$!P4$!``!`G<``0(#$00%(3$&$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B
M<M$*%B0TX27Q%Q@9&B8G*"DJ-38W.#DZ0T1%1D=(24I35%565UA96F-D969G
M:&EJ<W1U=G=X>7J"@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>X
MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@`,`P$`
M`A$#$0`_`/W\HHJCXA\1Z'X6T>?7O$.J6]G9VT9>>XN90B(H&223Q0!>)`ZF
MO.OC+^UK^S;^S\D@^+_QJ\-Z'<11^8;"]U>);EE]5A+;V_`5^;7[9O\`P6Z^
M,+_$G3?#OPBTG1/!WA[5-+N+[P)/KNLPRZIXSE@GCVK#9JZF*">,2B%Y'`D)
M4CMGQGXN^+/AA^VCX/E\0Z?\0-3\*^)[_57\1V6F:F(D\6K')')YUA?V4OE3
M/;6\B$0SV_FL8S@)QNH`_2BT_P""R_[!FH7%I!8_$C4Y5O)Y8HKA/#-[Y0,8
M!9F?RL*N""&Z'MFO3_@#^W'^RU^TT'B^#WQATK4;J.0H^G32FWN@?^N$H60C
MWQ7\^WC7]I3]I+X;>`=8\(^#_P#@I;X)UB^L=/DM[CP)IEW=QWT]_(GG1(EO
M<0J2D<40B?<Q;,K<A@!7,_#W]G#]L_Q1-X?^/?Q8L?\`A5^DW$-OJ^H>(_%N
MN1VU[ID!19EO[+?O;4(B,$1"/S`Q"%N=U`']0X93P&'YTM?DM^S]_P`%;?BW
MX3_:,L/#`M+[Q?X+UNRNI2;YFM;_`$'3K6PCE.K:E:,IDM%N9H[EHP=J[)$Z
M_**_27]EO]J+X/?MA?!;1?CQ\#_%MKK&@ZU;"2&>VE#&*08WQ.!]UU/RD'D$
M4`>B4CR1Q+OD<*!U+'%+7Y^?\'/OB'Q!X6_X(X?$;6_#&N7>G7D6HZ3Y5W8W
M#12)F^B!PRD$9'%`'W]]NLO^?R+_`+^"I%D1UW(X(/0@U_+I_P`$G/\`@A9^
MUA_P5/\`V4Q^T]X<_P""A^J^$H3KEUIHTB]2]N6W0[?GWK<*,'=TQQBNI_9!
M_:)_;^_X(9_\%CO#W[!GQ[^/]YXZ\&:[J]A8:I9SZE-<6D]I>@+#=P+,2T$B
M,P)4?W2.1S0!_3$\B1KOD<*/5CBH_MUE_P`_D7_?P5\,?\')OB#6_#?_``1I
M^+FO>&M9NM/O(K?3##=V5PT4B9U&V!PRD$<$C\:_%[_@DG_P0O\`VL/^"JO[
M*Y_:>\/_`/!0W5O"$"^(KK2CI%XE[=/NA"'?O6X48._ICC%`']1<<T,HW13*
MP]58&G9!Z&OY9?VQ/A9_P4P_X-L?VG/`'C'1_P!LS4?&>A>()#=1HE[<BTOT
MB=1/:W%K,[CE3PP/?(((K^DSP_\`M+>$G_9#M?VMO%:MI^BGP(GB;4%D.#!!
M]E%PX.?09%`'I<]Q;VT1GN)TC11EG=@`!]35?3=>T/606TC6;2Z"DAC;7"OC
M_ODFOYFO"WC/_@I;_P`'1W[9WBGP?X0^-5WX`^$&@3&66T@FE%CIEB7*PJ\4
M3*;JY<+GYB!G)X`KLOVT_P#@W2_;>_X)*?"F\_;9_8:_;A\0>()/!5O]O\06
M=K9R:9>16Z$;YD5)I$GC4<LC8.W)P<4`?T?9`&2:9'<V\K;8IT8CJ%8&OSX_
MX-Z/^"KNM_\`!4_]C^^D^+R6Z_$/P5>#2_%1ME"I?Q.F8;P*/N%QN5ATW(2.
MM?EW\(/''Q2_X)9?\'0J?!7QQ\0=;E\&>*/&)L+6#4M4E>W_`+/U=`]LX#L5
MPDLB#/\`L$4`?TFLRH"S,`!U)--2XMY`3'.C8Z[6!Q7P%_P<N_M;7?[*7_!*
M'QPWAK6WLM>\;F+PWH\\%P8Y4^T-^_=".01"L@R.FZO&_P#@V=_8MUW7?^"3
M]]XP^/?B77KS4/B[KS:E'/>ZA*\T&G6[(EKY;.25W,DC\=0XH`_6$SQ@XW#\
MZ*^*=?\`^"*7P]UW5YM5E_:Y^,<)E(VPP>*]J1J``JJ-O````^E%`'VR>E?F
M/^W/^V;XE^*GQD?5/A)\,)OBKX'\%:HF@ZEX$TQD,NJ2W4DUM>:D`[!)([5H
MQ#EP4#N0<%P5_1GXG^(I_"W@;4=8M$#S1VY$,9?;N=OE`!['GCWQ7\EW[8NO
M>*/@I\?]2_9"^/WA'Q++X#NKHK\+_&OA6YVZ@T$\@;[9"X(2_BN)2));=F&)
M,8=64D@'VS^U]_P3F_9>^-OCI_V[O'/AGQYK,O@B2WM_%'@GX?>'3<RZX+=`
MD,$E@[K-H\L:J@F3:\!7#1MAA7QK\(?^"D_Q'N/^"DEW\9KCX3!_!/AFYOM9
MTWP5\0;<7=QI5C:V[E8OM$B"6)N%^12$4MM`P!7LFJ_MK_M=_#'7]*^#GPD\
M:>`/VA='\!6*:6(M<UQK+Q-#>H,7#Q2B:"[4[QL"QO*-L2]:].T7_@J7H3_!
M?QCXR_:F_8G^*_AR>TDL=&:WU6&Q\0B;[49)',/]I6"2;%2V(8-))Q(O.<&@
M#\R-)_X*!Q7'Q[B^,NN?LQ?#7[?/XG.J7EZND7'F@R3^9(1^_P`$\M@D'K7W
MCX?^+7[/VD?%KP=X=\-?M(?$"Y^*D6N7>CCX:?#?X=V1N($CN6%M:1:G>2DQ
M6SP%<D`C!/W16))_P4@_X)/2WL5Q=_`/4%N57`27X!Z(6!;J#MG4,?<*/8"O
M4OC+_P`%,?@7X7UNT?X(?L??%7Q#?^+/!UE<JWA+0-(T-IX9[<1L&N;6PGN5
M)VL&`88S@'@4`8O[5'A7Q_\`!_P;/X5_87U[X2>!-5^(MS(GB;PU?^.$UKQ5
MXEE7#W6E7FI/FU`#,H^RI(K.&7J1BOHS_@B)^U+^T9\.OC[%\.OB9H6I^#_#
M/@OP/9^';WX-6NBQ6KZ9>R7'FM?7!D*[H]A9TN/O.K!"6*Y/PK\9_#__``VK
MH_\`PJ[4_P!E+PC^S/I5KX1@ET&TU'Q4LMU=ZO8[RMS]EV+=,\MHTD<A\LEV
M2-B20!6)^QU_P4LT_P"#W[8/@S0_"^M^(OBMJ7B""P\%^-?&?B.T827FB`+`
MEA96:[F$:?*?.E+2L$``3)!`/ZS+.YCN[6*YC(*R1AACT(S7YZ_\'37_`"A<
M^)7_`&$=(_\`2Z*O>_\`@EWXV\4ZU\"-6^&_C'4]0OKKP%XOO]"M+[4\F>6Q
M5EFM%=B!N>.":.)CZQ&O+?\`@XT^"/Q;_:(_X).^/OA3\#OA[JGBCQ)J%_I;
M66BZ/;&6XF"7D;N54=<*"3]*`/Q(_P""//[<7_!=C]G_`/9&7P'_`,$]?V3H
MO&/@'_A(+J<:R_A1KP_:VV^:GF"1>F%XQWKZ3_X)Z_\`!(/_`(*?_M\_\%/M
M*_X*3?\`!4OPA+X5LM#U2WU5K"_@CBFU"6V4"UM(;="?)A4JI);G`/!)R/NS
M_@UW_9U^.'[,G_!,]/AK^T+\+-8\(Z^/&NHW/]DZW9F&?RG\O:^T]C@X/M7Z
M.C`&!G\J`/@G_@YK`'_!%;XP@<#[/I?_`*<K:OQF_P"",'C;_@X3T']C]M/_
M`."9O@[3+_X;_P#"3WC-/=VMF[?;L1^<,S,&Q]SMBOV__P"#@WX-?%3]H#_@
MDQ\4_A1\%?`>I>)?$FJ0:<-.T72;<RW%P4U"W=MJCKA58GV%>7?\&M?[.?QS
M_9>_X)G/\-?VA/A9K/A#7SX]U*Z_LG7+0PS^2ZP[7VGL<'!]J`/Q._:Q\>?M
M=?%/_@J!\-/`7_!?Z7Q1INEV5W:JNGZ/9V\<:V<LHVO%L.PQ,X`D=26`!&,B
MOZ'_`/@KAX8>T_X(X_&CPQ\)+<0V]M\)+N/2HK7@+:)`/E7V\D'\*_-?_@ZS
M_8)_:[_:4_:W^$/Q3_9T_9]\3>-=,TK0&@U67P]IC3FU=+L28?'0E6R/I7[/
M>`/#^E?%#]F?2/"?C3PU<QV>N>#H;/5=(U2V,<JQR6PCDBE1ONM@D$&@#\>_
M^#);5_"1_9O^,NAPRPC6T\8V,US'D>8;<VS!#CKMW;OQK]=OVS]6\,:)^R/\
M3=5\9SPQZ5!X$U5[]KA@$$7V23.<\5^"'Q$_X)A_\%>_^""_[8^N_M'_`/!-
M/P=??$3X>:O/)MT_3K!KPR63-N6TO+1&\QFC)PLD?IGC)%+^TW^V+_P<8?\`
M!9;P.W[(^C?L,:I\.?#&NLEOXEN+;P]>:=#=1A@2L]S>M\L60"43KC!STH`Z
M3_@R:L-?D^+/QRU>R\P:+_9.GQL"?E\XS2%/QVYKL/\`@\9_9AU7P=XL^$7_
M``47\"6SQ7VB7\>B:Q=PKAHVCE-S:2%ATPWF*/J*_1G_`((A_P#!*70O^"3_
M`.R5'\*+_5[?6/&7B"].I^--:MHML<EP5"I;Q9Y\J-1@$]26;`SBNP_X+%_L
M?#]N;_@G+\3O@!INDF[UN\\/RWOAB-8]S_VE;`S6X7W9UV?1Z`/Q4_X+U?M<
MZA_P5&\9_L<_LD?"*\^UW'CGP]I6M:C#;OOV7FI.ENBL`>"BI*QSV:OZ&?@%
M\(/#?P"^"OA7X+^$K98M.\+Z!:Z;:HBX&V&)4SCW()_&OY]O^#:S_@D-^V'X
M6_X*'6'[0G[9?P)\4^&-*^&OAN1O##>*+%D66Z?=%%'%N/2-9)&`'3-?T<#@
M8Q0`Q_O&BA_O&B@#AOVF=:L?#OP,\2ZYJ-XT$-KI<LCR*9!C`[F-6=1[J"1U
M'2ORVT3X7>%/BEXEM=*\;^&-'\3:=I\S:VEEK=G'<VJ3!3)%=X0B;39'?:3>
MVOG6LW+M$C9%?J-^U3\,=2^,_P"S=XY^%6B7<MO?Z]X5OK+3[B"4H\5P\#")
MU8?=(?:<]L5_-Y_P30_X*F^(M(\>>(O@3^UE=77A?4O"NC7J_P#"0I:H]O97
M$4J([SV\B&2W4MD3_9V19$+;HRV&H`\#_:+_`&?/^"4,GPW^,_BS3OBE\3/A
MM\9?!VH>18?"SQC+;WL=WJ/VAUN%BNXXE::,$$Y8(P&#\V:G_P""?OP6_;U_
M:]^!_@S]G7]DOXI:W8:[XE\<ZSJ4UY<^(+B"UM+.PL;9`9'!(C0M.P`QRQK]
M-_B)^R-^Q=^W?!)\0M4^"O@[XC27T:F;Q'X-G&H7/W>-UYI,R7!X``\^T+X`
MW%C7G_[0O[,_A?\`9G^`O@KX4_"[XIW'P9^!^FSWFM^/;'19-0N_%WB>Y2=?
M+LH&EM()#&Q4+L*JBXW-NH`_+[X2?$3]MWQS^V+IO[''C_\`;`N/"=]<>+W\
M/ZKXCUG4T>UL)4F:)Y#,?O*&4X.X`\8(S7VQ^UO_`,$]/C?XRUO0OAAI?_!7
M?PYJ<WA_PU+8WDNGZKJT\5\T-W,GVB<VD<D<"998V>1RJL"">*YO_@N-^SW)
M\?OV>?"O_!1+Q-X8\*?"'Q5=QV^D:)\![#2]FN3Z47D,.HW>TAO-9`&.8E`4
MCDFO.OV._P!I_P#X*#_LF_!;X<^%_P!D_3-4TIOB1H5[H/B?6V\(37SZ?;?V
MHY6X0JA,;QB61L\]>G2@#NOV2?\`@WM^/WACXIZ)\:OBW^TCX?M+31]5BO9Y
M?#=K<:KY\:MDAKE_*ME5UR"QE.-U?>7[.?\`P3I_8\_8:\?:AJ_P$^'"ZEXB
MFU&>&U\8:_.;FXD=F+;+:41JD8V?\LK1)92.&FC&37-?&;1OB5^SSK=QX?\`
M'/[25I'\(O`_A2VD\1_M!^-;6#5=7\0^([EM_P#9MBEY(]O;,JL2`L)9%BYR
M:J?M/?&[X+^$?`NI?M-:?XQTN'1=7M[?09_B;\0];FO=3NM^F6\TL&G6:,I<
MR(XS'`ENA9CO;;E2`?J[^P?XBT#Q/X0UO5-`NH;GS[^*6]O('0I<7+0H)6'E
MNRXW*1D$CC`R`"7_`+>7[57P/_91^'ND^,/CK^U3;_"C3]0UC[)::Q<6"7`N
MI?*=_(P\;@<*6S@?=K,_X)<^$I_#7['OA6^?1;FP@U;38+RPM]1@C2\%NT,>
MPW'E@)YAYX0!%7:J@`5^=G_!ZH?^,#?AF?\`JJ`_](;F@#[\^&7Q9\,?&+X"
MS_M/_"W_`(*,MKG@2VLY[JZ\1:?H=@\,,4()E+@1;E*[3E2`?:L+]E#]J;X3
M_MQW.L6?[*?_``4ND\9R:`D3ZPFE^&[/-JLA8(6WPKU*M^5?S%_LO_M=?MU?
M\$K/AS=65[X<O9/AG\>/A_<^3I.HNYL-3MKB.2$7=NXX2>-LYQSQAA@BOM'_
M`(-8?VI/!G[&7P"_:P_:=\>W<<6G^$_"NG7@21L>?-NN%AA'J7D**![T`?KS
M\;?^"B?[)W[.GQ@N_@'\:O\`@K59Z!XNL)HHK[1;S0+,R6[RJK(KE8"JDAE.
M">,\U[!\6M9N/@)\)[OXZ?&'_@H#+X=\(65O'/<Z_J>C:<ENJ2$!#N\OYMQ8
M8`R3GBOX^_B7XOT']K:_^+O[6GQL^-\5E\0-1\01ZGI/AZ:UE=]:>YN29PL@
M!6(11D%0Q&=N*_5N]_:%^)/_``5P_P"#9>?X+>'=:L;SXC?!GQ7I-MX@M=1U
M:.VDU+3X6=+:4/,ZJ79)%7!/+0G')%`'Z(M_P6?_`."<V_G_`(+0Z9GI_P`B
MW;__`"-7;WG_``43_93TWX!V/[3]Y_P5@AC\!:CKDNCV7B0^&K7R);Z-=SP#
M]QG<`<]*_F2L?V>OC9X`\%JWBK_@G_X'U--+LV>]UG4?$UUY\JJ"S2.L&JHF
M<=D0=.E>L_%W]J'P1\9O^"%^G?"'PA\%],\&?\(5\<A/<V^D7]S/;W;7EE(W
MFC[3)(Z']W@KO(Z$8S0!^[H_X+/?\$YI'`_X?0Z9G/?PW;__`"/7TE\$?$L/
M[27PQ@^-/P'_`."A3^*O"T_F>5K>D:/ITD&8_OJQ\O*LO<'!%?S=P?\`!/O_
M`()9G_@AG+^V>_[0^/V@ETP2IX*_X32S&9?[36`C[#L\[_CW)?&[_:Z5W'_!
M/7_@H[JO["7_``;Z_&K1/#VK^1XH\=?$=]`\&[;CYX#/8P_:[A5ZC9$.O]YU
MH`_:_P"%/_!1K]DCXV_&BT_9X^%?_!6ZRUGQC?WTEG8Z);:#9^9/.FXM&C-`
M%8_*W0\XXKN?VK/VB/AM^Q%H^GZW^U3_`,%,$\&0ZJ[)ID>K:'8"6[*_>\M%
MB+,!D9.,#-?R,>"M8\._L]Z+\-OVJOA1\=(Y_B/8^*I;Z^\-PVTJ3:/]FE1K
M:8S$!7\W#Y`/`QZU]P?\''W[8_AG]OGQG^S=^T+H&IJ-(\2?":.>[M8Y?ELK
MS[=+%=Q\]"LD9'/H*`/V/T+_`(+:?\$Y-=U)-,M?^"R%O!)(X427?A6"-,DX
MY8V^!]:_03X1:O9^(/AUI.NZ;\1H_%MK>V:7%IXBA6()?Q.-R2+Y7R$$$8(K
M^4K_`(*[_L+?\$G/V9?V5/AU\1_V$_VDCXP\:ZY=PIXKTD^,;74/LB-;;V/E
M11JT>)/ER2<=*_H&_P"#>/5-6U?_`((\?!*YUJ1WE3PRT2&0'/EI/(J#GJ-H
M%`'VB_WC10_WC10`\YQQ7XF_\%AO^"5OPQ\-?M@3?M"^,O!.IZ=X3^)\-SHN
MH>/O!L*.VCW=Y"8L:K:,/WMOYA5UN(RKJ%8.&&"/VRKF?B_\(O`GQR\`:C\-
M?B/HHOM*U*$I/$)&C=#U#HZD,CJ<$,I!!%`'\0'Q@^#W[1?[%OQBU/P=J;:[
MX>U+2;^6*TUG3)9H([R-'*K/!,A`DC8`$,I/6OH_7O\`@J5_P4*^&G[*WPJ\
M1^!OVO?&]N\LNLV-\TNLO.)'BGC==WF;LD)*HY[8K]=O^"AO_!._]N7]D6WM
M?BI\#O!4?Q[^'&FWGF^)?!4]NW]KO;`Y:940&.>0KD.WELQ8;\<G'P#K'[8/
M_!.'XX?"'Q7I/B?]C6;2(_`GB7^U%\/ZWX2B:>UM+K$$Y"Z?<63?NY(X`[,"
MV&7/<T`?&WP4^.O_``4O_;-^.NE?"/X7?'SQSXA\7^*KTPV4$OB253(YRS%G
M9L(H`))X``KNO^"C.I_MC_`7P/\`#WX`?M`?%;Q/'XIT.#5[;Q!9-XHFN$+K
M>D+EUD*N-O0\\5]B_LG^,_V./`!T>P\#?!Z\^%=I\3K&9='\9RZ'>:!9:I$B
MDLDFL7]],\%J/XDM&221MJF0#@V/VK/%?['7P_\`B%X?^%GA[]F67X@ZUX?\
M/6P?4_!WPUN-4M;B2Z9KK]W=:I>S`AO.#;GC8DG.2"!0!^>?P^_:5_;)_:+_
M`&?/"?\`P31\,/<:MX+?QRFK6FCZ;HWF7,U]*=GF2RJI=U4.QP>!DFOT<_8!
M_P""&7Q@_;K_`&\[_P`8_M(>)+K1OACX+\2&ZL_#`NQ/<2V]LT<-O%)&"4M3
M)'!'O!_>8!^4=:^P/^"<'['_`.UG\3OAX_B[P]^R3_PJ&>6>.+1[_P"(6HP^
M4UBX.^=M*TVWM8W<(2%25BN6RP('/ZH?L\_LZ^!/V=?"'_"/^$;2)KN[\N36
M-2%LD37DZH%W;(P$C4`86-0%4<`4`=QI6FV.CZ;;Z5IEJD-O;0)%!%&N%1%`
M"J!V```KY<_X*P?\$H?A/_P5K^#GA_X,_%WXC:]X;LO#WB'^U[>Z\/I"9)9/
M)DBV-YJL-N)">.<@5]5U\S_\%(OVW_&/[%7_``IX^$/".FZL/B/\7]-\(:B=
M2DD7[);W,4SM/'L(RX\H8!XY-`'&^-?^"(7[(_Q1_P""<'A3_@FY\4QJ&MZ#
MX*TD6GAOQ9,L2:K8RAG87$;A-JMER"N-K#@BOECPS_P:,?LS>#_@GXF^`6@?
MM?\`Q+@T#Q?J=C>Z]$D-B&N6M/,,*$^5]T-(6QZA?2OUNAGAG7,,JN!U*G->
M+_\`!17]I[Q)^QG^QAX]_:9\(^';/5M2\(Z/]LM-.U!W6&=O,1<.4(;'S9X]
M*`/D?X.?\&K'_!)?X;?"JU\`>,OA+?\`C'5H(I5N/%>LZK+'=SLY8ABL)6-=
MH(``7^$9S7F7A#_@T8_9@\!^"/'/PS\*?M;_`!*MO#_Q`LX+;7-+,=DR%(+N
M.ZA*YB^\CQ@!CV9O6OU-^$'C&\^(?PJ\-^/]0M8X)];T*TOIH(B2D;2PJY49
MYP"V*^8?^"N?[=G[1_[$7@[P5J/[._P>MO$<WB;Q";'6M7O-*N]1CT2V";O/
M-G9L)Y\GC"$8[T`?#@_X,GOV(@<_\-6_$S\8;'_XU7JTW_!J#^Q.G['R?LC:
M3\9/'5K;S>,%\0ZIXD+VKW=W.D+0I%M\K8D:JQP`,YR<\U]._P#!);]O[Q5^
MWQ\'?$'B?X@7'A$Z_P"&/$\VE:A'X3>ZC7:H!1YK6[436DA!.8WW=.OI]#?&
MB?XP6WPZU*X^`\7A]_%"1J=,3Q09A8D[AN\SR?G^[NQCOB@#\AA_P90?L1AM
MW_#5OQ,_[\V'_P`9KK/%?_!GE^Q/X@\(^'OA_8?M(?$JST70&EF^Q"2SD^UW
M4K`RW#DP@!F540```*@ZG)/U;_P2E_;2_;0_;ATGQ!\2/C9X*^'.B^&-#\3Z
MMX=\GPU->M>R7MC<>2TG[XE/*;!(_BZ5]A:Q=O8:3<W\:AF@@>15/0D`G%`'
MYT?$[_@U=_X))^.?A'=_#KPO\'[WPQJ\]E'#;^+M+U65[RWD7;F4+*S1LS8.
M05Q\QZ5Y!J/_``9T_L9ZQ\);3X6ZI^T]\2IAI-_-<Z'?L;/-F)@/-BV>5M9&
M95?'!W9YYKT'_@G_`/\`!:3]J3]LSXT:'X,UCX;^$]'T?4?&5_I-RMKX3U^6
M18+:>6,NMZ$-FKL(\_,V`3@\\5^GP.0#0!_+;_P6S_X-R/!O_!,3X->%?B;\
M"?B3XX^(M[KGB%K&]TV?08V$$0B+[_\`1U+#)&.>.:_?S_@CM91:=_P3'^"U
ME#X)7PX(_`EF&T4)(IM6V_,I$OS@DY)SSDUX!\9/^"E/[=$GQL_:3\*_`OX2
M?"F^\-_L[1VMS?KXMU"\AO=5ADL#>.(V0^4C!4=1D8R17V'^Q7^T9IW[7/[+
M'@7]I72?#DFCV_C/PY;ZDFERG+6QD7+1Y[@'.#W%`'I[_>-%#_>-%`#R0.II
M-R^M%%`"$H1@_P`J\6^+'_!._P#8F^-_B:3QK\3?V;?">I:Q/!+!<ZFVDHD\
M\4BE9$D=`"ZL"<ALT44`>'>&?^#?K_@G'X,GMX_"'AGQIIFFVM\MW!H-GX_U
M!;"-PV<+"9"%7L0,<<5[%X*_X)H_L5>"/'-S\2[;X*V6I:]<W37#ZGK]S-?R
M*Y.?D$[L$`XP`````,444`>[0QV\$2P0QJJ(H555<``=J?O7UHHH`-Z^M>4?
MM;?L5_LZ_MP>#M(\"?M&^#YM8T_0=<CUC2%MM2GM)+:]C1T299('5@0LC]^]
M%%`&M^SE^S/\*?V5_!L_@'X16VJQ:;<7C74BZOKMUJ$GF,`#B2Y=V`X'`./:
MM/X[_`_X9?M*?";6O@C\8?#XU7PUX@M?L^K:>9GC\^/<&V[D(8<@=#110!O>
M%/#>C>"_#5AX1\/6_D6&F6<5K90;B?+BC4*BY/)P`!7FG[5G[$O[._[9VFZ+
MI_QV\*W-Y+X;U#[=H&I:;JD]C>:?/C!>*:!U=<C@C.#110`_]E']BK]G7]BO
MPYJWAKX`>#7TU=?U5]2UV^O+^:[N]1NFZRS3S,SR-CCD\5ZM*(Y8VB?D,,$>
MU%%`'"?L_?LU_!K]E[PMJ'@OX)^%1I&FZIKUYK-];BXDE\R]NI#)-)ER2-S'
M.!P.U=S=P6][:R6EP-T<J%''J",&BB@#YI^#_P#P2-_8B^`GCVP^(WPG\%Z_
MI%]INL2:I:6T'C34C9K<R.SNYMC/Y3!F9B05P2>E?3090`,T44`?+WQC_P""
M/'[!7QZ^*'BCXO\`Q*^%^HW6L^-)8G\5&U\4W]M!JGEH(T$T,4RQNNP!<%<$
M9]37T5X#\#^$?AEX/TWP!X$T.WTO1M'LH[33-.M(]L5O"BA410.@`&***`-4
(G)S1110!_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>prov-nr129101.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 prov-nr129101.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_X0!F17AI9@``24DJ``@````$`!H!!0`!
M````/@```!L!!0`!````1@```"@!`P`!`````@```#$!`@`0````3@``````
M``!@`````0```&`````!````4&%I;G0N3D54('8U+C`P`/_;`$,``@$!`0$!
M`@$!`0("`@("!`,"`@("!00$`P0&!08&!@4&!@8'"0@&!PD'!@8("P@)"@H*
M"@H&"`L,"PH,"0H*"O_;`$,!`@("`@("!0,#!0H'!@<*"@H*"@H*"@H*"@H*
M"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"O_``!$(`$T`
MW`,!(@`"$0$#$0'_Q``?```!!0$!`0$!`0```````````0(#!`4&!P@)"@O_
MQ`"U$``"`0,#`@0#!04$!````7T!`@,`!!$%$B$Q008346$'(G$4,H&1H0@C
M0K'!%5+1\"0S8G*""0H6%Q@9&B4F)R@I*C0U-C<X.3I#1$5&1TA)2E-45597
M6%E:8V1E9F=H:6IS='5V=WAY>H.$A8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJ
MLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X
M^?K_Q``?`0`#`0$!`0$!`0$!`````````0(#!`4&!P@)"@O_Q`"U$0`"`0($
M!`,$!P4$!``!`G<``0(#$00%(3$&$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B
M<M$*%B0TX27Q%Q@9&B8G*"DJ-38W.#DZ0T1%1D=(24I35%565UA96F-D969G
M:&EJ<W1U=G=X>7J"@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>X
MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@`,`P$`
M`A$#$0`_`/W\HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@#
MQ;]L#_@H/^R9^PGX=C\1?M,_%NQ\.+<1LUE;W`)ENL=HU`^8^U?+O[#7_!PK
M^S]_P45_;*3]E?\`9D^&^MWMC#IEQ?7WBC4E$$:1Q8&!'U.2>#FOJ;]M/]@W
M]FS]OCX6W/PJ_:*^']KJUK+$PM+PQ@7%FY'#Q2=5(_*OB?\`X(V?\$$;S_@E
M3^V-\1?BE;>-(=>\,:SI,5OX2N)%Q=0*TC&2.0=.!MY'6@#]/:*.E?'_`/P4
M4_X+;?L4?\$UW?0/C7XHO;KQ&;?S;7P]IEDSSRCL<G"@>^:`/L"BOS[_`."+
MW_!9[Q#_`,%<_'?Q"U32OA+'X8\)>%4@BTLRW!EN+B5SDES@`?+CBOT$H`**
M**`"BBB@`HKRKXS_`+<7[(?[.WB:/P9\<OVB/"OA;598!-'8:SJJ0RM&3@,%
M8]*QO!O_``4D_8+^(>KQZ!X)_:S\#:E>3,%BM[77XBS$]AS0![=17%_%W]HK
MX&_`7P?!\0/C)\4]%\.:)<RK%!JFJWRQ0.Y&0`Y."2*\O7_@J]_P3<=@B?MI
M_#XDG`'_``D,7^-`'T)17,_##XS?"GXU:$OB?X3?$#2?$.GMTN])O4F3\U-<
M+^TI^WS^Q_\`L@QQ_P##1?Q]\.^%YIAF&TU+4$6:0>R9R:`/8**^??V>/^"I
M_P"P'^U3XB3P?\#?VF_#&MZM(?W>F1:@JSO]$)R:ZOXA_MT?L>_";Q5<^!_B
M7^T=X2T/6+3'VG3M2UB.*6/(R,J3D9%`'J]%9GA[QGX6\5^%;?QOX<UZUO-(
MN[47-MJ-O,&BDA(R'##@KCG->86'_!03]B75/$\?@K3OVH/!D^K37@M(M.BU
MN,RO,6V^6%!SNW<8H`\L_P""U_[=6O?\$]/V"O$W[0'@R[@3Q!!-;VNB1SC(
M>:20+T[X'-0?\$@?^"LGP>_X*D?L]6GC?PW?P6/B[38$B\5>'7E'FVT^.74=
M3&QY!KP[_@X0_9V^$W[:>@_#[]GOXR?MD^$_A5X;BU)]6U3^VKY4NK]5&Q1$
MIX(&<Y/&:VO^"<'_``3[_P""4O\`P2C^%L'[2_PU^,]A<6NKPBTD^(.LZZ!;
M7A)QM3G8,D=!0!^B=%>%6G_!3C_@GW?3+!9_M?>`Y'<X55\019/ZUZ[X*^(7
M@;XD:''XE\!>+=/UBPE&4N].NEE0_BI-`&Q17A_C+_@I5^P1\/?%=]X&\<?M
M9^!]+UC3+AH-0TZ\UR-)8)%ZJRD\$5!HW_!3W_@GQXAU2WT30_VOO`EW>7<R
MQ6UM!KT3/*['"JH!Y))Q0![O17DWQG_;M_8\_9V\2P^#OCG^T9X4\*ZI<6JW
M,%CK6K)#*\3$@.%/8X//M6OJ?[5_[-^C?!N#]H35/C1X?@\$W2JUOXGEU%!9
MR!FVJ1)T.3Q0!Z%17D&C?M^_L7^(OA[JOQ8T+]I7PE=^&M#D6/6-;@U=&M[1
MV^ZKOG"D^E<DG_!7/_@F7)RG[;WP[/\`W,47^-`'PG_P7?\`^"R?[?O_``27
M_:*T.7P/X,\/>(/ASXHL-^G&^L666*X0XDB,@/H01Q5G]C"^/_!Q]^S]JOB#
M]NG]A/1O#/AN.$Q>'O&=M=,+Z>?H6@)0'8/4DBOH']L'_ATS_P`%A-,\,_LZ
M>(_VE_!_B/4+;Q##J&E6&B:S')=3M'DM$H'.UER#[5[G;?M+?L;?LC_%/P-^
MP79^(]+\.:QJVE$>%]`B"HGE1``+QP&/;/)H`\4_X)$?\$HO"O\`P1U\%?$K
M1[?XA+K&B:YK@U*POKF+RY;:U2(#RY.Q((/(ZU[#\*/VK_'FM?%:"S^)7A2+
M2O"'BYF_X0+4V)#S%."DV>%:0?.GJ/I7QC_P<6?M\_M3_LU?#6#5OV8M+@UC
MPMH5Y`OQ(CFM0\2!VS%"9!R-W&X#M7CW_!+?_@J[^W3_`,%C6NOA9XI_9J\*
MZ%X)\/0+->>/8;B:$:5/&,Q&'^$N"!QTQF@#]M`01D&BOR>^)W_!S)\'OA!\
M;O`G['^F:7!XC\87'BRWT+QGK=O.#8V:F98C,CCB1F!#8'`.17ZNV=W!?VD=
M[:R!HY8P\;#N",@T`24444`?R\_\'B32M_P4I\/P),RA_!D`.UO60UY3_P`%
M*_\`@BOIW[`G["GPM_;;\#?&[4=1?QM;V3WNF7'[MK:6>`2@QLN,@<C\J]3_
M`.#Q;S!_P4H\/F+[_P#PAD&WZ^8V*X/7OV#/^#@G_@H]\)?`'P^\??#_`,0:
MSX$TW3+8^$OML]M#9VUJ8U$<GRD$@)CD@F@#7^)G[67Q7_:/_P"#<*ST'XJ^
M([K5;SP=\5(M/L=0NI2TC6QA8HA8\G;@UQ/_``29_P"")NB?\%+OV0/BG\?W
M^,E[X?UCP',R6-H8PUO<8MS+\YZCIC@U]:_\%3O^":=__P`$P?\`@WZ\-_!7
MQ9J<%[XFU'XAQ:CXAN;;F,3O$W[M3W"@8S[FOSW_`&&=4_X*P:7^R/\`$JX_
M8IG\01_#)6/_``L%M%6(J#Y7.[/S_P"KS]WM0!]$?\&NO[5'QB^!W_!1*;X0
M:=XEO;KP[J^AZ@NIZ4T[-"TD"EDEVYP",'GWKQ&[TGQY_P`%;_\`@LS)\,/C
M1\0=0">+?']U8/<^:6-I:1R/B.,'@81,#WKZ1_X-3?%W[,FG?M,^,M`\?>%[
M^7XE7WA'4/\`A&]5DF#6\<0C)E39C(<\<YKPO_@DE_RGQ\(_]E+U+_T*:@"E
M_P`%@_V'++_@C1_P4#TOP%^SK\2M:>&UL+/5]*U*XF"7,$A.2"R8!Y%=U_P<
M,^$?%7BC6?@C^VKJ*RI+\5_A;I]WJTT9(5KR*,(W3N0,_C7HG_!X9_RDYTG_
M`+$RR_F:^E?^"R/[,P^*W_!N5\`?C7IUAYM[X$T#2Y7=$^8030A&S[#K0!]/
M?\$Q/VV;5?\`@V]N_B_K&KYOO!?@O4],NI&DYCD0/'",_P"ZR5^+G_!O7\#=
M:_:T_P""M?@RZUQIKJST?4IO$&KLS$@>7EU8_P#;0K5S]ES]NT_#K_@A9\;O
MV6/[8VW>K^,M/%O;F3YC!<*0^/8&$9^M?57_``:P>$=*_9Y_9\_:"_X*)^+X
M$AA\,^&9;'2KF48#L(VD=0?4LL8_&@#P+_@XY^/^M_MH?\%?KKX/^"[N6[M/
M#=W:^&M,MK=R09RX$A7'JQ'Y5[S_`,','CK3_P!EG]C_`/9Y_P"":'@O4!&=
M$\-0ZEKR0/CS7$812^.^\%OQKYM_X(2_!_5/V^/^"S5A\5/&B/>6.DZY=^+-
M9N)AN"[':2+=[;MHJM_P5$\?ZS_P4T_X+F7_`(%\*R->6DWC6V\-:1%&=R>1
M!((V*^Q"L:`.E^/?_!&;X3_L_?\`!%#PI_P4*\<?$?7K#Q_XCN(3:Z))*HMI
M4E9M@`QNSL4-G-?1O_!J;\?/BA\&_@'^T1\8_&7BF]E\"^#O#)O%M[NX9HEN
MUC=QLW'`)"D<>U'_``=R_&+2OA?X-^"O_!/KP/=B.Q\+^'XKR^M8SP0J+##D
M>HV,?QKCO'K_`/#O#_@V7T?PK%_H?BO]H#Q`+BXQ\LPLL[L'OMQ&1_P.@#XT
M_86_8T^)W_!:K_@H5KO@B#QZVCR^(+N^UG5=?N(FE6!-S,N5!')X`K]<_P!C
MK_@T13]F;]I;PC\>_'O[5=GXDTGPKJT>HW6C+I+Q_:/+R0"Q8@<X/X5^3_\`
MP3>_X);_`/!5C]HSP%<_M#?L*:?J^G:=)</8RZOI6NFQDF*GYDRK*6`-?KM^
MPY\+OV[O^"4?_!.;X_\`[3'_``4/^(NOW?B)M$>V\-Z=K7B.2]"*8RJNFYR%
M8NYZ<_+0!^/O_!?/]JZ?]J[_`(*<_$/Q7I^I-+I6AZC_`&+I"J^0D-O\A`]M
MX<_C7TM_P4%_:RFT3_@WQ_9I_9MTG562[\0/+=7\22<O;V[,`#_P-E/X5\#Z
M#\!_$/Q9_9R^)/[7NN--(-'\2V=M)</TEFNS*['/<C9^M:_@?Q!XU_;<^)7P
M4_95TJ*5X=-DM=#T^'[VUIIP9'`].GY4`?M'_P`$X_\`@B7XI_:D_P""$&C_
M``EE^*?_``@\_P`1=='B77[^2T,K3VR?ZA<9&!MY-?BAXG_8[:Y_;UF_8J^$
MGC.3Q`W_``FG_"/VNL)"0)F$OEO*%!Z#!/T%?UN_M>_$+PK_`,$X_P#@EAXB
MUG2O*LX/!7P]^Q:5".`TP@\M$'N6-?S^?\&K_P"S??\`[4O_``5-E^.?BNV>
M[L_!5O<:U=7,HW?Z9*Q$6?<DM0!^FG_!*W_@V>A_X)I?M%1?M8:_\:D\;W^D
M:'.-)T6'3C$5NF3A@S$CIE?QKX*_X*!_\$O_`/@ME^TS^W<_[6&M>&+71=;U
M7Q,D7@>V37PLUE%&^8M@`^544;F/;FOZ8-7U6PT/3)M4U*X6*"",O(['```K
M\6?VJ_\`@XO7]AW_`(*'ZUH?[3?[,FIW^C)81'P7J%O=A);:PDSF40L,%W(S
MG/3CO0!T?[<7[6F@?L&_\$R?"_[,W_!3#X=:=?\`C7XGWQL/&EOI.JK<RSP%
ML3:D'P,,!R!C`(P*Z_XH_M??\$P_^"7G_!//X?\`P[T/X=:YJGP7^(VD-"_B
MCPC+B:60H"_GO&0PD;)[CH1VKY9^,_[(_P"SO_P<%?$#4?V\_B3^VKK'P]\&
MV:1V&C:5XJT!+."TB'\$<LDVV0DY)8<9KT?Q?_P2S_8?TO\`X)M>+OV&O`__
M``4I\*>+9KZZBU#P;!KWB:T$>F7ZM@F/#DJK`G*B@#XI\9?L;_\`!%O]J[7U
M^(__``3W_:J\3>#_`!/IUXFIW&D^,K)S;VT*.'DE,ARPVC)Y;G&.IK^ES]F[
M7K#Q+\!?".LZ9XKLM=AET"V":OIS[H;O$:CS$/H<9K^:#]OO]C*Y_8$_9PT3
M]B/]E2+1M8\1>*=-BU'XF^/VUZS@>]4\I9VYDD#"$$9./O8%?=O_``:R?M<?
M'[PAX.O?V(?VC?L4UCI<?VCP?J2>(;6Y,*$_-;,(Y6(&?N_E0!^U%%`Y&:*`
M/Y@_^#P'0=<U/_@I5X=GT[1[JX0>#[<%X;=F'^M/<"OZ&?\`@GM$\/[#GPGB
MEC*.O@#2PZL,$'[,G6O0?%/PD^%_C?4%U;QA\/M'U.Z1-JW%]I\<KA?3+`G%
M;EA866EV<6GZ=:QP00H$BAB4*J*!@``=!0!^4O\`P>":=?ZE_P`$TM*@TZQF
MN'_X3:W.R&,L<>6_85\Z?\&I/A;4)O\`@FG^T;H^K:),IN;N15@N(""_^@MV
M(YK]J/C+\3?V9]'O+7P/\=?%GA>&6Y8/::;X@GB_>'H&59/KUKI/!7@CX;^&
MM(>/P#X8TJRL;]0[KIMM&D<X(X)V##<=Z`/Y+?\`@WSL=0\+_P#!7SPMIGB'
M3+NQMM6N-0TUI9K=D4>:K+C)&*Q?CMX,^/G_``1Q_P""OUQ\8/$_PRO;A/#W
MCFXU?26D@80:A9RR,PV28P<H^/8U_6_IWP*^"^CZI'K6D_"W0+:\B??%=0:7
M$DB-ZA@N0:YG]H/PA^R7XON]'\(?M'^&?"NI3ZW=?9M%L_$%K'(]U+@GRX]P
MR3@$XH`_D[_X*&?M6_&/_@N?_P`%`=)\;?"[X&ZC:W6H6]II.F:-;1M,RJIP
M7=@.!R2>PQ7]*WQ4_8=;7/\`@C5=?L5:U`DMW9_"H:<"5SMN(K?((]PPKUKP
M3\(?V'/V8_B!I/@[P)\/?!7A+Q)XA$AT>RLK"*&YO`@R_EX&3@<G%>R2QQ3Q
M-!,JLCJ596Y!![4`?P2:YX3\;>&M4O\`PC/I.HQB&\,=S;^0X!=&(&1CDCFO
MV9^/\FJ_L#_\&R?@CX,Z1IUQ!XF^-.K?;-4@AA;S5@9M[$X&<8C0?\"K]^]4
M_97_`&5A*^I:Q\$O""O+)EY[C28!N<GN2.233/C&G[*/@C0=,L?CE#X1T_38
M1Y6DQ:]'"L28'W8PXP..PH`_`[_@WU\&R?L3_P#!,/\`:'_X*.>)='EM]3N-
M'FTCPPTL!#R,J'Y0",\RE:_,_P#80_;`\0_L:?MFZ?\`M@ZW\'IO%VH:9=W%
MY:Z?>^9&INI"2LA8*3D$FO[%O`^O_L@?$*V?X)>`+CPCJEM)9+J,GA[3TB>)
MH&;"S&-1M*D]ZTC^R1^R^S;C\!/">1W_`+$A_P#B:`/Y8_"GP5_;N_X.&O\`
M@HI'\7?%'PQO[+2M3U"`:KJ!M9$L=)T]&&8U=@`3MS@=23FO2_\`@Z?^(3_\
M-%^`_P!BWX;:;=R^'/A%X-M[%%M[=BAN&50^0!C.$!_X%7]0/A?P1X,\$V8T
M_P`'^&-/TR`#'E6%JD2_DH%8_B#X%?!3Q3J<NN>*/A;H&H7<QS-=7FEQ22/[
MEF&30!_+U_P3]_X.0OVIO^"??[-NA?LO_"C]F'1[O3=*9V^UW44PEN99&RSM
MA>I-?7O_``<0?MU?'SXP?\$G_@]X.\9^#WL/%'Q5\O6]>TK2(9'6UM57?&AX
MSSNP0?2OV:\$?"[]B_XFOJ/_``@GP]\$ZJVCW[V6I?8M+@?[-<(?FC;"\,/2
MMS4[W]G'5_'UM\%=9B\-W7B&VTL7-GH%S;Q//%:`[=ZHPX3(QQ0!_.L?V,]:
M^$G_``:W7?B^[\+7(UKQCXZBUB2+[,WG"%28D4KC.!M)_P"!5P'_``:C_L6Z
MY\8O^"D5M\5/&'A:ZBTOP!I,NH[KNU95:X;]W&!N'4%MWX5_35>>,?V=I_`M
M[#?:OX:?P]H]Y]DOXY#";6TF!`\MP?E5LD<>];_A'P5\.O"\+:OX*\*Z5IR7
M,09IM.LXXA(F,@Y4#([T`?D1_P`'C/[2>N>$?V2?"G[,GA""ZFNO&.L_:]3C
MM8F8BV@Y7.T="_%;'_!GU^R+/\'/V(==_:"\2:*]MJOCW6V%L\T15S9P?(HY
MY^_O/XU^GEGJ?[-_[0=I>^([;_A&_%4.AW,MG>W+PQW`M)8S^\C)8':1@Y%5
M?A?^T%^R[J\NE>!OA-\0_#<AU(7']D:;I,Z`3>2Y6;RT7CY6R#CO0!^4O_!T
MY_P5E\=?!OPE!^P]^S3/J2^(M75+CQ7JVEQONLK<'*PAE'#,1D^@'O7SU^Q3
M\&_@-_P74T7P9\<?VX/$ESHNL_`GPT]OX[L)K=HY/$-G$0T,Q<C[H5=K?6OZ
M"-:^$GPL\2:E)K'B#X>Z+?74O^LN+O38I';ZEE)-&F_"7X6Z,D\6C_#_`$:T
M6ZB,5RMMIT:"5#U5L#D>QH`_DX_;:_X*.ZA\9OVP)?#7@#X6WFF_`G1+5_#>
MD>#[/3GC@.FYV&XV@8\TGYPW6O-M+_9#U?\`94UG6?VD/&>B7FK^'+$K+\.(
MQ;.PUFXE7="Y`'W8@07]&`%?V`W/P+^!%I;O=W/PF\-+'&A:1VT>'"@#))^6
MH?#OA'X`?$GPS;7WAOPSX;U?2(6=+-X+.&6!"#A@O!`Y!!QZ4`?QW^$/^%F?
MMS?#_4?A3X^TC4YO'^E23:CX-U&XM9`U[&<M+8$D>GS1CMC`ZU;\1ZS\8?V`
M?#6A_"_X2V6L6?Q`-[;ZMXRU>SMI!):2(P>&Q#`=%(!<>M?V)V?P1^#FG7:7
M^G_##0()XFS'+#I42LI]00O%.N_@M\(=0N7O;_X8Z#/-*VZ26;2HF9CZDE<F
M@#Y#_P""5_\`P5FT;]L?]B/1?BYXK\-:@/%>D&+3?%VEQP%9([@+_K@K8RC`
M9X]<5]:_#/XR^&_BEX4B\7Z#9W<=M,[*JW,!1P1C.0?K6MH?P]\#>&(Y(?#G
MA'3K!)2#*EG9I&'QTR%`S6E;Z?96L?DVUK'&@/"H@`H`FHHHH`_)+_@JA^RK
M\9?VL_\`@JO:?"[X8^"_#]\FJ?!ZXMI=4\56DDEMIN^9%,\)7`$ZYRO.:Q;2
M7_@HM^SA\0/BE\$?AE\<->U;2_@3\(=-F\.:9_90D36;\VVUVWLI+X.6V@YR
M*_7\Z3I9U$:N=.@-V(]@N?*'F!?3=UQ[4U=$T=+R;4%TJW$]P@6>80KND4=`
MQQDCZT`?B9\/OVM_^"BGC+PIXOE^!OQ_\4^,K30/`6F^*=7U+4-!$3V>JK(&
MNM+CS&NX%-PV\D8JZG[3/[<OQCTCX1_M5^*-#O;M_&'Q-OI_#/AR_P!!5CIM
ME#9.L8&Y-T1>56^;@\BOV?TSPAX4T:WGM-(\-V-K%<DFXCM[5$64GJ6`'/XT
MY/"WAJ*&WMX]`LUCM#FU06RXA/JHQ\OX4`?@-X*_:'_:G^)_[5/PP^.=]\0_
M%'C/XBZ/I/BN>_\`"-_X?:&VT"^2WE\BV1A&`0V!C).:W?AO^W__`,%1M:_9
M[\=^-K?XNW4E]]@T]Y;-H_/U#2+^2[\N3;%]G0(FTXV$MC%?NO:^"/!MC?-J
M5EX5TZ*X>0NT\=FBN6(P22!G..],A^'_`(%MVN'M_!VF(;M@UT4L8QYI!SEN
M/F.?6@#\,?VN?''[=UW\/?B1\)?B!^T)XXU'3/`'Q$\+7\'B2UTP1SFTNT22
MXSY<>&2(DG`&/6OI+_@KM\*_&OQ\OOV4O"7PQGL_%C7^N$C4_%6E/<6=TAM"
M1+=1H%X;K@XYK]0KGPAX4O(KB&[\-6,J78`NEDM$(F`Z!LCYL>]2GP]H)%L#
MHUKBS_X]!Y"_N>,?+Q\O'I0!^+G[4?B_]K7]CWXL?$CPQ\+-*TS0M9\.?!K0
MEL+[P5X6$=O'<R7R)*L&58E=I/R$G%6/'O[:G[;O[._AWXM?!OX@?%?QMXB>
MRU'0&\/>+H--C@EM&O8%>57<0LHB5C@X4D8Q7[,7OA7PSJ4\ESJ/A^RGDF0)
M*\ULK%U!R`21R`:CO/!?A#4%F2_\+Z?,+C;YXEM$;S-OW=V1SCM0!^)/PI_;
M*_X*5_'_`,"?"KX=2_&SQ'H5SJ.N>)]/UGQ'8Z*K2W-O:1+);.Q>+`R>`V!D
M5TWPR_;Q_;!^(&H_!GP)^U#\=_$OP[\*7WAZ\DU/QEIN@9FUK4X;HQQP2GRV
M$65`/09S7[(6_@SPC:&,VOABPB\HL8O+M$&PD8)&!QGO3+SP'X)U"TBL+[PC
MILT$$F^"&6R1EC;KD`C`/O0!^'?Q(_;,_:3^$OPZ\;^%O`>I^)-`U35OC#JR
MZ5XBTG24M8)8(HBT;3L(&,A<@$8`+$]:]L_X)C?%#XW?'[_@H3\-/CA\:]+O
MFUC4/V>VCU>_EL'B22X6Z<9.0`&(&<<=:_5BX\!^";N(077A'39$$WFA'LD(
M#_WL$=?>K%CX7\-Z7,ESIN@6=O)''Y<;PVRJ53^Z"!P/:@#\"/BM\+OVX+_]
MF#]IO5_!OBFUMO`!^.\C7_AFXT*=]1O6^UVW[R&4'A/N]`>AKT[QC^V_^WAX
M=^-%SH&E?$CQ'IWB#1/%>A:-X/\`AA#H!:TUC1I(8Q/</)Y9)(!)+;AC%?M0
M?"WAEK6:Q;P_9&&XD\RXB-LNV1_[S#')]S39/!_A2;58M<E\-6#7L*;(;MK1
M#(B^@;&0*`/P=\)_&W]I;X.>&KGP#+XS\1_#;P9XM^+_`(D?Q7XJTS16GF20
M!C#``R-M1VXW8YK$_9&\?_M$_"7X8>`+SP58ZDMY;^"_&U]%JUSX=_TI;D7C
MM$^YDW(6X.T8SZ5^_5UX)\'7UJ;&]\*Z=+"TWFF*2S1E,G][!'7WI4\%^#XU
M58_"^GJ%5E4"S3@-]X=._?UH`_%/3/VR?^"IGPB\+^(4M?B5XC\97VN_`NS\
M46[WN@KNTF^>X2*40JB#)6(LVTY.16+X6_;\_;#UKPS\8/"GPS_;3U/5(O#_
M`(>T.XTK7/$NDBVF2:9E-U`FV'Y7/S*K,IK]J_B;\%?!?Q-\#ZCX&O[=].BU
M'3VLY+S2B(+B*(]D<#*UY?\`LJ?\$W/V:OV2;?71X+T.ZUJ]\2RQR:UJGB:?
M[9/<[.$4EQC:O8`4`>0?L#_MW>&/VB?V7H?A;JLGBF7QR/A[=:EJL/B&U'VA
M(RKQJTCJJC+D97Y1D8-?GK^SKXX_;AT?X0^`O@K\'_BGXG\$:9_PA'BW7-0>
MST@.\EU;7LSQ(3(AVEN!ZD=*_;[PU\%_AEX/\7ZEX\\.>#[*TU75[>.#4+N&
M$!I8HQA$/HH'8<5L0^#_``I;[?(\-6*;$9%VVJ#"M]X#CH>X[T`?D/\``[]O
M#]J7XN_&KX0>'OVJ_CKXD^&OAF\^']CJ<%WIF@G'B/5OM!1[>9S&VS*J,KQ]
M[-?J5^SA^T1\.?VF/`#^/OAC=WL^GP:A/8/)?V3P.986V/\`*X!QGOWKJ;KP
M)X)O8[:*\\):;*MD<V:R62$0GU3(^7\*NZ9I&E:+;FTT?38+6(L6,=O$$7<>
+IP.]`%FBBB@#_]D_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
