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Deposits | 12 Months Ended
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Jun. 30, 2012
Deposits: |
Deposits |
7. | Deposits:
Deposits at June 30, 2012 and 2011 consisted the following:
(Dollars in Thousands) | June 30, 2012 |  | June 30, 2011 |
Interest Rate |  | Amount |  | Interest Rate |  | Amount |
Checking deposits – non interest-bearing | - |  | $ 55,688 |  | - |  | $ 45,437 |
Checking deposits – interest-bearing (1) | 0% - 0.30% |  | 204,524 |  | 0% - 0.50% |  | 185,229 |
Savings deposits (1) | 0% - 1.00% |  | 226,051 |  | 0% - 1.73% |  | 208,799 |
Money market deposits (1) | 0% - 2.00% |  | 29,382 |  | 0% - 2.00% |  | 32,838 |
Time deposits (1) |  |  |  |  |  |  |  |
| Under $100 (2) | 0.00% - 4.88% |  | 231,533 |  | 0.00% - 4.88% |  | 251,383 |
| $100 and over | 0.25% - 4.88% |  | 214,233 |  | 0.50% - 4.88% |  | 222,081 |
Total deposits |  |  | $ 961,411 |  |  |  | $ 945,767 |
Weighted-average interest rate on deposits |  |  | 0.76% |  |  |  | 1.00% |
(1) | Certain interest-bearing checking, savings, money market and time deposits require a minimum balance to earn interest.
(2) | Includes brokered deposits of $7.1 million and $12.2 million at June 30, 2012 and 2011, respectively.
The aggregate annual maturities of time deposits at June 30, 2012 and 2011were as follows:
(In Thousands) | June 30,
2012 |  | 2011
One year or less | $ 223,696 |  | $ 284,514
Over one to two years | 162,168 |  | 105,034
Over two to three years | 37,158 |  | 38,072
Over three to four years | 12,077 |  | 32,412
Over four to five years | 9,049 |  | 11,812
Over five years | 1,618 |  | 1,620
Total time deposits | $ 445,766 |  | $ 473,464
Interest expense on deposits for periods indicated is summarized as follows:
(In Thousands) | Year Ended June 30,
2012 |  | 2011 |  | 2010
Checking deposits – interest-bearing | $ 481 |  | $ 807 |  | $ 1,109
Savings deposits | 763 |  | 1,142 |  | 1,891
Money market deposits | 156 |  | 212 |  | 287
Time deposits | 7,015 |  | 8,099 |  | 12,213
Total interest expense on deposits | $ 8,415 |  | $ 10,260 |  | $ 15,500
The Corporation is required to maintain reserve balances with the Federal Reserve Bank of San Francisco. Such reserves are calculated based on deposit balances and are offset by the cash balances maintained by the Bank. The cash balances maintained by the Bank at June 30, 2012 and 2011 were sufficient to cover the reserve requirements.

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 14 -Subparagraph e -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 405 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6479006&loc=d3e64164-112818 + Details
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