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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2011
Dec. 31, 2010
Interest income:        
Loans receivable, net $ 13,261 $ 14,888 $ 26,010 $ 30,449
Investment securities 134 217 281 458
FHLB - San Francisco stock 20 [1] 30 [1] 38 66
Interest-earning deposits 37 65 134 130
Total interest income 13,452 15,200 26,463 31,103
Interest expense:        
Checking and money market deposits 176 271 376 576
Savings deposits 191 287 416 627
Time deposits 1,824 2,051 3,730 4,235
Borrowings 1,755 2,883 3,637 6,145
Total interest expense 3,946 5,492 8,159 11,583
Net interest income, before provision for loan losses 9,506 9,708 18,304 19,520
Provision for loan losses 1,132 1,048 2,104 1,925
Net interest income, after provision for loan losses 8,374 8,660 16,200 17,595
Non-interest income:        
Loan servicing and other fees 176 275 308 399
Gain on sale of loans, net 5,897 9,332 13,173 18,779
Deposit account fees 626 671 1,229 1,300
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net 77 (690) 109 (1,058)
Card and processing fees 309 [2] 312 [2] 640 628
Other non-interest income 228 197 402 384
Total non-interest income 7,313 10,097 15,861 20,432
Non-interest expenses:        
Salaries and employee benefits 8,380 7,565 17,234 14,942
Premises and occupancy 956 804 1,828 1,624
Equipment expense 410 378 724 703
Professional expenses 455 418 888 801
Sales and marketing expenses 178 160 377 294
Deposit insurance premiums and regulatory assessments 461 [3] 664 [3] 632 1,345
Other non-interest expense 1,634 1,353 3,094 2,843
Total non-interest expense 12,474 11,342 24,777 22,552
Income before taxes 3,213 7,415 7,284 15,475
Provision for income taxes 1,359 3,160 3,112 6,691
Net income $ 1,854 $ 4,255 $ 4,172 $ 8,784
Basic earnings per share $ 0.16 $ 0.37 $ 0.37 $ 0.77
Diluted earnings per share $ 0.16 $ 0.37 $ 0.36 $ 0.77
Cash dividends per share $ 0.03 $ 0.01 $ 0.06 $ 0.02
[1] Includes dividends received on FHLB Stock.
[2] Includes Debit Card transaction fees.
[3] Includes regulatory assessments.