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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
 9 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Cash flows from operating activities:    
Net income $ 6,504 $ 11,119
Adjustments to reconcile net income to net cash used for operating activities:    
Depreciation and amortization 1,122 1,027
Provision for loan losses 3,726 4,618
Recovery of losses on real estate owned (580) (28)
Gain on sale of loans, net (23,311) (25,459)
Loss (gain) on sale of real estate owned, net 12 187
Gain on sale of premises and equipment, net   (1,080)
Stock-based compensation expense 1,117 754
ESOP expense   304
Decrease in current and deferred income taxes (292) 2,203
Increase in cash surrender value of bank owned life insurance (142) (150)
Increase in accounts payable and other liabilities 2,220 (1,197)
Decrease in prepaid expenses and other assets 906 2,906
Loans originated for sale (1,780,636) (1,693,902)
Proceeds from sale of loans 1,811,710 1,738,148
Net cash (used for) provided by operating activities 22,356 39,450
Cash flows from investing activities:    
Decrease in loans held for investment, net 39,101 61,950
Maturity and call of investment securities available for sale   3,250
Principal payments from investment securities available for sale 2,671 [1] 4,610 [1]
Proceeds from redemption of FHLB - San Francisco stock 3,566 3,610
Proceeds from sales of real estate owned 15,769 28,963
Proceeds from sales of premises and equipment   2,189
Purchase of premises and equipment (1,984) (491)
Net cash provided by investing activities 59,123 104,081
Cash flows from financing activities:    
Increase (decrease) in deposits, net 29,036 14,002
Proceeds from long-term borrowings   30,000
Repayments of long-term borrowings (60,038) (108,036)
ESOP loan payment   2
Exercise of stock options 72  
Cash dividends paid (1,134) (343)
Treasury Stock purchases (4,958)  
Net cash used for financing activities (37,022) (64,375)
Net (decrease) increase in cash and cash equivalents 44,457 79,156
Cash and cash equivalents at beginning of year 142,550 96,201
Cash and cash equivalents at end of year 187,007 175,357
Supplemental information:    
Cash paid for interest 11,987 17,007
Cash paid for income taxes 5,110 6,280
Transfer of loans held for sale to loans held for investment 1,545 163
Real estate acquired in the settlement of loans $ 19,327 $ 36,146
[1] Includes Mortgage Backed Securities held for sale.