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Note 9: Fair Value of Financial Instruments: Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities (Tables) | 3 Months Ended
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Dec. 31, 2012
Tables/Schedules |
Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities |
|  |  |  |  |  | Impact to
|  |  |  |  |  | Valuation
| Fair Value |  |  |  | Range (1) | from
| As of |  | Valuation | Unobservable | (Weighted | an Increase
| December 31, 2012 |  | Techniques | Inputs | Average) | in Inputs (2)
Assets: |  |  |  |  |  |
Securities available-for sale |  |  |  |  |  |
Private issue CMO | $1,156 |  | Discounted cash flow | Probability of default | 0.4% – 1.2% (0.9%) | Decrease
|  |  |  | Loss severity | 15.6% - 37.7% (36.5%) | Decrease
|  |  |  | Prepayment speed | 3.4% - 9.5% (5.4%) | Decrease
Non-performing loans | $14,754 |  | Discounted cash flow or aggregated pooling method | Default rates | 26.9% | Decrease
|  |  |  | Loss severity | 7.2% | Decrease
MSA | $331 |  | Discounted cash flow | Prepayment speed (CPR) | 0.0% - 60.0% (29.4%) | Decrease
|  |  |  | Discount rate | 9.0%-10.5%(8.8%) | Decrease
Interest-only strips | $130 |  | Discounted cash flow | Prepayment speed (CPR) | 0.0% - 43.6% (16.8%) | Decrease
|  |  |  | Discount rate | 9.0% | Decrease
Commitments to extend credit on loans to be held for sale | $3,273 |  | Relative value analysis | TBA-MBS broker quotes | 98.1% - 104.5% (102.2%) of par | Decrease
|  |  |  | Fall-out ratio (3) | 24.4% - 28.7% (28.4%) | Decrease
Mandatory loan sale commitments | $45 |  | Relative value analysis | Investor quotes | 102.1% - 104.3% (103.5%) of par | Decrease
|  |  |  | TBA-MBS broker quotes | 104.5% - 108.7% (105.9%) of par | Decrease
|  |  |  | Roll-forward costs (4) | 0.00% | Decrease
Put options | $47 |  | Relative value analysis | Broker quotes | 106.4% - 106.7% (106.5%) of par | Increase
Liabilities: |  |  |  |  |  |
Commitments to extend credit on loans to be held for sale | $35 |  | Relative value analysis | TBA-MBS broker quotes | 100.5% - 104.4% (102.6%) of par | Decrease
|  |  |  | Fall-out ratio (3) | 24.4% - 28.7% (28.4%) | Decrease
Mandatory loan sale commitments | $116 |  | Relative value analysis | Investor quotes | 102.1% - 103.9% (102.7%) of par | Decrease
|  |  |  | TBA-MBS broker quotes | 104.5% - 108.6% (106.2%) of par | Decrease
|  |  |  | Roll-forward costs (4) | 0.00% | Decrease
(1) The range is based on the historical estimated fair values and management estimates. (2) Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements. (3) The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund. (4) An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.

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