XML 65 R68.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Note 6: Loans Held For Investment: Schedule of Allowance for Loan Losses Additional Detail (Details) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 6 Months Ended
--- | --- | ---
Dec. 31, 2012 | Dec. 31, 2011 | Dec. 31, 2012 | Dec. 31, 2011
Allowance at beginning of period | $ 20,118 | $ 28,704 | $ 21,483 | $ 30,482
Provision for Loan and Lease Losses | 23 | 1,132 | 556 | 2,104
Single Family Mortgage Loans Recoveries | 93 | 191 | 163 | 304
Consumer Loans Recoveries | 1 |  | 2 |
Allowance for Doubtful Accounts Receivable, Recoveries | 94 | 191 | 165 | 304
Single Family Mortgage Loans Charge-offs | (1,704) | (3,101) | (3,671) | (5,962)
Consumer Loans Charge-offs | (1) | (25) | (3) | (27)
Allowance for Doubtful Accounts Receivable, Charge-offs | (1,705) | (3,126) | (3,674) | (5,989)
Net charge-offs | (1,611) | (2,935) | (3,509) | (5,685)
Allowance balance at end of period | $ 18,530 | $ 26,901 | $ 18,530 | $ 26,901
Allowance for loan losses as a percentage of gross loans held for investment | 2.34% | 3.08% | 2.34% | 3.08%
Net charge-offs as a percentage of average loans receivable, net, during the period | 0.62% | 1.02% | 0.67% | 1.03%
Allowance for loan losses as a percentage of gross non-performing loans at the end of the period | 64.40% | 62.71% | 64.40% | 62.71%

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_AllowanceAtBeginningOfPeriod
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_AllowanceBalanceAtEndOfPeriod
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_AllowanceForLoanLossesAsAPercentageOfGrossLoansHeldForInvestment
Namespace Prefix: | fil_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_AllowanceForLoanLossesAsAPercentageOfGrossNonPerformingLoansAtTheEndOfThePeriod
Namespace Prefix: | fil_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_ConsumerLoansChargeOffs
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_ConsumerLoansRecoveries
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_NetChargeOffs
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_NetChargeOffsAsAPercentageOfAverageLoansReceivableNetDuringThePeriod
Namespace Prefix: | fil_
Data Type: | num:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_SingleFamilyMortgageLoansChargeOffs
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition No authoritative reference available. + References No definition available. + Details
Name: | fil_SingleFamilyMortgageLoansRecoveries
Namespace Prefix: | fil_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of direct write-downs of receivables charged against the allowance for doubtful accounts. + References No definition available. + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableChargeOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of recoveries of receivables doubtful of collection that were previously charged off. + References No definition available. + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRecoveries
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Provision charged for the period based on estimated losses to be realized from loan and lease transactions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Audit and Accounting Guide (AAG) -Number AAG-DEP -Paragraph 168, 169, 170 -IssueDate 2006-05-01 -Chapter 5 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration