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Note 4: Operating Segment Reports: Schedule of Segment Reporting Information, by Segment (Details) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 6 Months Ended
--- | --- | ---
Dec. 31, 2012 | Dec. 31, 2011 | Dec. 31, 2012 | Dec. 31, 2011
Provident Bank |  |  |  |  |  |  |  |
Net interest income before provision for loan losses by operating segment | $ 7,144 |  | $ 7,640 |  | $ 14,477 |  | $ 15,198 |
Provision (recovery) for loan losses by operating segment | (35) |  | 1,082 |  | 820 |  | 1,791 |
Net interest income (loss) after provision for loan losses by operating segment | 7,179 |  | 6,558 |  | 13,657 |  | 13,407 |
Income before income taxes by operating segment | 3,240 |  | 1,967 |  | 4,609 |  | 4,292 |
Benefit (provision) for income taxes by operating segment | 1,386 |  |  |  | 902 |  | 1,854 |
Net income (loss) by operating segment | 1,854 |  | 1,132 |  | 3,707 |  | 2,438 |
Total assets, end of period by operating segment | 959,612 |  | 1,076,170 |  | 959,612 |  | 1,076,170 |
Provision for income taxes by operating segment |  |  | 835 |  |  |  |  |
Provident Bank | Non-interest income |  |  |  |  |  |  |  |
Loan servicing and other fees by operating segment | 347 | [1] | 160 | [2],[3] | 650 | [4] | 279 | [2]
Gain (loss) on sales of loans, net by operating segment | (37) | [5] | (626) | [6] | (8) | [7] | (619) | [8]
Deposit account fees by operating segment | 617 |  | 626 |  | 1,240 |  | 1,229 |
Gain (Loss) on Sale and Operations of Real Estate Owned Acquired in Settlement of Loans, Net By Operating Segment | 587 |  | 69 |  | 661 |  | 37 |
Credit and debit card processing fees by operating segment | 315 |  | 309 |  | 636 |  | 640 |
Other noninterest income by operating segment | 248 |  | 228 |  | 457 |  | 402 |
Total noninterest income by operating segment | 2,077 |  | 766 |  | 3,636 |  | 1,968 |
Provident Bank | Non-interest expense |  |  |  |  |  |  |  |
Salaries and employee benefits by operating segment | 4,239 |  | 3,264 |  | 8,996 |  | 7,453 |
Property and occupancy by operating segment | 668 |  | 676 |  | 1,408 |  | 1,273 |
Operating and administrative expense by operating segment | 1,109 |  | 1,417 |  | 2,280 |  | 2,357 |
Total noninterest expense by operating segment | 6,016 |  | 5,357 |  | 12,684 |  | 11,083 |
Provident Bank Mortgage |  |  |  |  |  |  |  |
Net interest income before provision for loan losses by operating segment | 1,628 |  | 1,866 |  | 3,231 |  | 3,106 |
Provision (recovery) for loan losses by operating segment | 58 |  | 50 |  | (264) |  | 313 |
Net interest income (loss) after provision for loan losses by operating segment | 1,570 |  | 1,816 |  | 3,495 |  | 2,793 |
Income before income taxes by operating segment | 8,775 |  | 1,246 |  | 20,642 |  | 2,992 |
Benefit (provision) for income taxes by operating segment | 3,689 |  |  |  | 8,679 |  | 1,258 |
Net income (loss) by operating segment | 5,086 |  | 722 |  | 11,963 |  | 1,734 |
Total assets, end of period by operating segment | 288,718 |  | 221,564 |  | 288,718 |  | 221,564 |
Provision for income taxes by operating segment |  |  | 524 |  |  |  |  |
Provident Bank Mortgage | Non-interest income |  |  |  |  |  |  |  |
Loan servicing and other fees by operating segment | 35 | [1] | 16 | [2],[3] | 70 | [4] | 29 | [2]
Gain (loss) on sales of loans, net by operating segment | 17,915 | [5] | 6,523 | [6] | 38,481 | [7] | 13,792 | [8]
Gain (Loss) on Sale and Operations of Real Estate Owned Acquired in Settlement of Loans, Net By Operating Segment | 8 |  | 8 |  | 7 |  | 72 |
Total noninterest income by operating segment | 17,958 |  | 6,547 |  | 38,558 |  | 13,893 |
Provident Bank Mortgage | Non-interest expense |  |  |  |  |  |  |  |
Salaries and employee benefits by operating segment | 8,432 |  | 5,116 |  | 16,860 |  | 9,781 |
Property and occupancy by operating segment | 432 |  | 280 |  | 842 |  | 555 |
Operating and administrative expense by operating segment | 1,889 |  | 1,721 |  | 3,709 |  | 3,358 |
Total noninterest expense by operating segment | 10,753 |  | 7,117 |  | 21,411 |  | 13,694 |
Operating Segments Consolidated Totals |  |  |  |  |  |  |  |
Net interest income before provision for loan losses by operating segment | 8,772 |  | 9,506 |  | 17,708 |  | 18,304 |
Provision (recovery) for loan losses by operating segment | 23 |  | 1,132 |  | 556 |  | 2,104 |
Net interest income (loss) after provision for loan losses by operating segment | 8,749 |  | 8,374 |  | 17,152 |  | 16,200 |
Income before income taxes by operating segment | 12,015 |  | 3,213 |  | 25,251 |  | 7,284 |
Benefit (provision) for income taxes by operating segment | 5,075 |  |  |  | 9,581 |  | 3,112 |
Net income (loss) by operating segment | 6,940 |  | 1,854 |  | 15,670 |  | 4,172 |
Total assets, end of period by operating segment | 1,248,330 |  | 1,297,734 |  | 1,248,330 |  | 1,297,734 |
Provision for income taxes by operating segment |  |  | 1,359 |  |  |  |  |
Operating Segments Consolidated Totals | Non-interest income |  |  |  |  |  |  |  |
Loan servicing and other fees by operating segment | 382 | [1] | 176 | [2],[3] | 720 | [4] | 308 | [2]
Gain (loss) on sales of loans, net by operating segment | 17,878 | [5] | 5,897 | [6] | 38,473 | [7] | 13,173 | [8]
Deposit account fees by operating segment | 617 |  | 626 |  | 1,240 |  | 1,229 |
Gain (Loss) on Sale and Operations of Real Estate Owned Acquired in Settlement of Loans, Net By Operating Segment | 595 |  | 77 |  | 668 |  | 109 |
Credit and debit card processing fees by operating segment | 315 |  | 309 |  | 636 |  | 640 |
Other noninterest income by operating segment | 248 |  | 228 |  | 457 |  | 402 |
Total noninterest income by operating segment | 20,035 |  | 7,313 |  | 42,194 |  | 15,861 |
Operating Segments Consolidated Totals | Non-interest expense |  |  |  |  |  |  |  |
Salaries and employee benefits by operating segment | 12,671 |  | 8,380 |  | 25,856 |  | 17,234 |
Property and occupancy by operating segment | 1,100 |  | 956 |  | 2,250 |  | 1,828 |
Operating and administrative expense by operating segment | 2,998 |  | 3,138 |  | 5,989 |  | 5,715 |
Total noninterest expense by operating segment | $ 16,769 |  | $ 12,474 |  | $ 34,095 |  | $ 24,777 |
[1] | Includes an inter-company charge of $11 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[2] | There was no inter-company charge credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[3] | There wsa no inter-company charge credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[4] | Includes an inter-company charge of $27 credited to PBM by the Bank during the period to compensate PBM for originating loans held for investment.
[5] | Includes an inter-company charge of $25 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[6] | Includes an inter-company charge of $26 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[7] | Includes an inter-company charge of $66 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.
[8] | Includes an inter-company charge of $59 credited to PBM by the Bank during the period to compensate PBM for servicing fees on loans sold on a servicing retained basis.

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