Provident Financial Holdings, Inc. Condensed Consolidated Statements of Financial Condition (Unaudited) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Jun. 30, 2012
Assets
Cash and cash equivalents	$ 99,634	$ 145,136
Investment securities - available for sale, at fair value	21,184	22,898
Loans held for investment, net of allowance for loan losses	772,057	796,836
Loans held for sale, at fair value	294,434	231,639
Accrued interest receivable	3,032	3,277
Real estate owned, net	2,435	5,489
Federal Home Loan Bank ("FHLB") - San Francisco stock	19,149	22,255
Premises and equipment, net	6,528	6,600
Prepaid expenses and other assets	29,877	26,787
Total assets	1,248,330	1,260,917
Liabilities:
Non interest-bearing deposits	51,121	55,688
Interest-bearing deposits	884,085	905,723
Total deposits	935,206	961,411
Borrowings	126,519	126,546
Accounts payable, accrued interest and other liabilities	30,749	28,183
Total liabilities	1,092,474	1,116,140
Stockholder's equity:
Common stock, $.01 par value	176	176
Additional paid-in capital	87,278	86,758
Retained earnings	171,155	156,560
Treasury stock at cost	(103,352)	(99,343)
Accumulated other comprehensive income, net of tax	599	626
Total stockholders' equity	155,856	144,777
Total liabilities and stockholders' equity	$ 1,248,330	$ 1,260,917

Carrying value as of the balance sheet date of obligations incurred and payable. pertaining to goods and services received from vendors; and for costs that are statutory in nature, are incurred in connection with contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered. Examples include taxes, interest, rent, salaries and benefits, and utilities. For classified balance sheets, used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer); for unclassified balance sheets, used to reflect the total liabilities (regardless of due date).

No definition available.