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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2012
Dec. 31, 2011
Interest income:        
Loans receivable, net $ 11,286 $ 13,261 $ 22,919 $ 26,010
Investment securities 110 134 224 281
FHLB - San Francisco stock 137 20 164 38
Interest-earning deposits 84 37 157 134
Total interest income 11,617 13,452 23,464 26,463
Interest expense:        
Checking and money market deposits 112 176 210 376
Savings deposits 144 191 292 416
Time deposits 1,449 1,824 2,973 3,730
Borrowings 1,140 1,755 2,281 3,637
Total interest expense 2,845 3,946 5,756 8,159
Net interest income, before provision for loan losses 8,772 9,506 17,708 18,304
Provision for loan losses 23 1,132 556 2,104
Net interest income, after provision for loan losses 8,749 8,374 17,152 16,200
Non-interest income:        
Loan servicing and other fees 382 176 720 308
Gain on sale of loans, net 17,878 5,897 38,473 13,173
Deposit account fees 617 626 1,240 1,229
Gain on sale and operations of real estate owned acquired in the settlement of loans, net 595 77 668 109
Card and processing fees 315 309 636 640
Other non-interest income 248 228 457 402
Total non-interest income 20,035 7,313 42,194 15,861
Non-interest expense:        
Salaries and employee benefits 12,671 8,380 25,856 17,234
Premises and occupancy 1,100 956 2,250 1,828
Equipment expense 422 410 863 724
Professional expenses 453 455 806 888
Sales and marketing expenses 416 178 836 377
Deposit insurance premiums and regulatory assessments 303 461 642 632
Other non-interest expense 1,404 1,634 2,842 3,094
Total non-interest expense 16,769 12,474 34,095 24,777
Income before income taxes 12,015 3,213 25,251 7,284
Provision for income taxes 5,075 1,359 9,581 3,112
Net income $ 6,940 $ 1,854 $ 15,670 $ 4,172
Basic earnings per share $ 0.65 $ 0.16 $ 1.46 $ 0.37
Diluted earnings per share $ 0.64 $ 0.16 $ 1.43 $ 0.36
Cash dividends per share $ 0.05 $ 0.03 $ 0.10 $ 0.06