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Note 6: Loans Held For Investment: Schedule of Allowance for Loan Losses Additional Detail (Tables)

3 Months Ended

Dec. 31, 2012

	For the Quarter Ended		For the Six Months Ended
	December 31,		December 31,
	2012	2011	2012	2011
(Dollars in Thousands)
Allowance at beginning of period	$20,118	$28,704	$21,483	$30,482

Provision for loan losses	23	1,132	556	2,104

Recoveries:
Mortgage loans:
Single-family	93	191	163	304
Consumer loans	1	-	2	-
Total recoveries	94	191	165	304

Charge-offs:
Mortgage loans:
Single-family	(1,704)	(3,101)	(3,671)	(5,962)
Multi-family	-	-	-	-
Consumer loans	(1)	(25)	(3)	(27)
Total charge-offs	(1,705)	(3,126)	(3,674)	(5,989)

Net charge-offs	(1,611)	(2,935)	(3,509)	(5,685)
Balance at end of period	$18,530	$26,901	$18,530	$26,901

Allowance for loan losses as a percentage of gross loans held for
investment	2.34%	3.08%	2.34%	3.08%

Net charge-offs as a percentage of average loans outstanding
during the period (annualized)	0.62%	1.02%	0.67%	1.03%

Allowance for loan losses as a percentage of gross non-performing
loans at the end of the period	64.40%	62.71%	64.40%	62.71%