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Note 9: Fair Value of Financial Instruments: Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities (Tables)

3 Months Ended

Dec. 31, 2012

Tables/Schedules

Schedule of Additional Information About Valuation Techniques and Inputs Used for Assets and Liabilities

					Impact to
					Valuation
	Fair Value			Range (1)	from
	As of	Valuation	Unobservable	(Weighted	an Increase
	December 31, 2012	Techniques	Inputs	Average)	in Inputs (2)

Assets:
Securities available-for sale
Private issue CMO	$1,156	Discounted cash flow	Probability of default	0.4% – 1.2% (0.9%)	Decrease
			Loss severity	15.6% - 37.7% (36.5%)	Decrease
			Prepayment speed	3.4% - 9.5% (5.4%)	Decrease
Non-performing loans	$14,754	Discounted cash flow or aggregated pooling method	Default rates	26.9%	Decrease
			Loss severity	7.2%	Decrease

MSA	$331	Discounted cash flow	Prepayment speed (CPR)	0.0% - 60.0% (29.4%)	Decrease
			Discount rate	9.0%-10.5%(8.8%)	Decrease

Interest-only strips	$130	Discounted cash flow	Prepayment speed (CPR)	0.0% - 43.6% (16.8%)	Decrease
			Discount rate	9.0%	Decrease

Commitments to extend credit on loans to be held for sale	$3,273	Relative value analysis	TBA-MBS broker quotes	98.1% - 104.5% (102.2%) of par	Decrease
			Fall-out ratio (3)	24.4% - 28.7% (28.4%)	Decrease

Mandatory loan sale commitments	$45	Relative value analysis	Investor quotes	102.1% - 104.3% (103.5%) of par	Decrease
			TBA-MBS broker quotes	104.5% - 108.7% (105.9%) of par	Decrease
			Roll-forward costs (4)	0.00%	Decrease
Put options	$47	Relative value analysis	Broker quotes	106.4% - 106.7% (106.5%) of par	Increase

Liabilities:

Commitments to extend credit on loans to be held for sale	$35	Relative value analysis	TBA-MBS broker quotes	100.5% - 104.4% (102.6%) of par	Decrease
			Fall-out ratio (3)	24.4% - 28.7% (28.4%)	Decrease

Mandatory loan sale commitments	$116	Relative value analysis	Investor quotes	102.1% - 103.9% (102.7%) of par	Decrease
			TBA-MBS broker quotes	104.5% - 108.6% (106.2%) of par	Decrease
			Roll-forward costs (4)	0.00%	Decrease

⁽¹⁾The range is based on the historical estimated fair values and management estimates.

⁽²⁾Unless otherwise noted, this column represents the directional change in the fair value of the Level 3 investments that would result from an increase to the corresponding unobservable input. A decrease to the unobservable input would have the opposite effect. Significant changes in these inputs in isolation could result in significantly higher or lower fair value measurements.

⁽³⁾The percentage of commitments to extend credit on loans to be held for sale which management has estimated may not fund.

⁽⁴⁾An estimated cost to roll forward the mandatory loan sale commitments which management has estimated may not be delivered to the corresponding investors in a timely manner.