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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Mar. 31, 2013
Mar. 31, 2012
Interest income:        
Loans receivable, net $ 10,290 $ 12,205 $ 33,209 $ 38,215
Investment securities 105 126 329 407
FHLB – San Francisco stock 116 30 280 68
Interest-earning deposits 101 93 258 227
Total interest income 10,612 12,454 34,076 38,917
Interest expense:        
Checking and money market deposits 97 147 307 523
Savings deposits 142 184 434 600
Time deposits 1,326 1,683 4,299 5,413
Borrowings 981 1,464 3,262 5,101
Total interest expense 2,546 3,478 8,302 11,637
Net interest income, before (recovery) provision for loan losses 8,066 8,976 25,774 27,280
(Recovery) provision for loan losses (517) 1,622 39 3,726
Net interest income, after (recovery) provision for loan losses 8,583 7,354 25,735 23,554
Non-interest income:        
Loan servicing and other fees 203 256 923 564
Gain on sale of loans, net 13,835 10,138 52,308 23,311
Deposit account fees 605 609 1,845 1,838
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net 218 (215) 886 (106)
Card and processing fees 308 306 944 946
Other 219 215 676 617
Total non-interest income 15,388 11,309 57,582 27,170
Non-interest expense:        
Salaries and employee benefits 11,519 10,349 37,375 27,583
Premises and occupancy 1,090 915 3,340 2,743
Equipment 482 357 1,345 1,081
Professional expenses 370 540 1,176 1,428
Sales and marketing expenses 513 315 1,349 692
Deposit insurance premiums and regulatory assessments 241 364 883 996
Other 1,514 1,757 4,356 4,851
Total non-interest expense 15,729 14,597 49,824 39,374
Income before income taxes 8,242 4,066 33,493 11,350
Provision for income taxes 3,372 1,734 12,953 4,846
Net income $ 4,870 $ 2,332 $ 20,540 $ 6,504
Basic earnings per share (in dollars per share) $ 0.46 $ 0.21 $ 1.93 $ 0.57
Diluted earnings per share (in dollars per share) $ 0.45 $ 0.21 $ 1.89 $ 0.57
Cash dividends per share (in dollars per share) $ 0.07 $ 0.04 $ 0.17 $ 0.1