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Provident Financial Holdings, Inc. Consolidated Statements of Operations (USD $)
In Thousands, except Per Share data, unless otherwise specified
 12 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2012
Interest income:      
Loans receivable, net $ 36,424 $ 42,905 $ 50,505
Investment securities 339 428 528
FHLB – San Francisco stock 793 438 99
Interest-earning deposits 503 390 303
Total interest income 38,059 44,161 51,435
Interest expense:      
Deposits 5,495 6,585 8,415
Borrowings 1,841 4,219 6,290
Total interest expense 7,336 10,804 14,705
Net interest income 30,723 33,357 36,730
(Recovery) provision for loan losses (3,380) (1,499) 5,777
Net interest income, after (recovery) provision for loan losses 34,103 34,856 30,953
Non-interest income:      
Loan servicing and other fees 1,077 1,093 733
Gain on sale of loans, net 25,799 68,493 38,017
Deposit account fees 2,469 2,449 2,438
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net 18 916 (120)
Gain on sale of premises and equipment     (120)
Card and processing fees 1,370 1,292 1,282
Other 942 957 800
Total non-interest income 31,675 75,200 43,150
Non-interest expense:      
Salaries and employee benefits 38,044 50,450 39,283
Premises and occupancy 4,468 4,432 3,763
Equipment expense 1,830 1,830 1,488
Professional expense 1,832 1,858 1,904
Sales and marketing expense 1,761 1,859 1,187
Deposit insurance premium and regulatory assessments 945 1,066 1,296
Other 5,288 5,848 6,444
Total non-interest expense 54,168 67,343 55,365
Income before income taxes 11,610 42,713 18,738
Provision for income taxes 5,004 16,916 7,928
Net income $ 6,606 $ 25,797 $ 10,810
Basic earnings per share (in dollars per share) $ 0.67 $ 2.43 $ 0.96
Diluted earnings per share (in dollars per share) $ 0.65 $ 2.38 $ 0.96
Cash dividends per share (in dollars per share) $ 0.4 $ 0.24 $ 0.14