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Provident Financial Holdings, Inc. Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
 12 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2012
Cash flows from operating activities:      
Net income $ 6,606 $ 25,797 $ 10,810
Adjustments to reconcile net income to net cash provided by (used for) operating activities:      
Depreciation and amortization 1,658 1,746 1,357
(Recovery) provision for loan losses (3,380) (1,499) 5,777
Recovery of losses on real estate owned (25) (98) (1,002)
Gain on sale of loans, net (25,799) (68,493) (38,017)
(Gain) loss on sale of real estate owned, net (288) (1,213) 287
Stock-based compensation 526 768 1,254
(Benefit) provision for deferred income taxes (1,041) 4,275 1,282
Tax effect from stock-based compensation 315 92 0
(Decrease) increase in accounts payable, accrued interest and other liabilities (2,110) 1,051 2,372
Decrease in prepaid expenses and other assets 149 2,589 2,688
Loans originated for sale (1,967,622) (3,496,531) (2,516,637)
Proceeds from sale of loans 2,039,528 3,586,581 2,517,505
Net cash provided by (used for) operating activities 48,517 55,065 (12,324)
Cash flows from investing activities:      
(Increase) decrease in loans held for investment, net (25,911) 40,816 62,149
Payments to Acquire Investments (800) 0 0
Principal payments from investment securities 2,910 3,295 3,341
Redemption of FHLB – San Francisco stock 8,217 6,982 4,721
Proceeds from sale of real estate owned 4,156 13,408 19,895
Purchase of premises and equipment (715) (1,111) (2,595)
Net cash (used for) provided by investing activities (12,143) 63,390 87,511
Cash flows from financing activities:      
(Decrease) increase in deposits, net (25,140) (38,401) 15,644
Proceeds from long-term borrowings 0 0 10,000
Repayments of long-term borrowings (65,060) (20,055) (90,052)
Treasury stock purchases (17,182) (8,959) (6,693)
Proceeds from exercise of stock options 385 296 72
Tax effect from stock-based compensation (315) (92) 0
Cash dividends (3,964) (2,541) (1,572)
Net cash used for financing activities (111,276) (69,752) (72,601)
Net (decrease) increase in cash and cash equivalents (74,902) 48,703 2,586
Cash and cash equivalents at beginning of year 193,839 145,136  
Cash and cash equivalents at end of year 118,937 193,839 145,136
Supplemental information:      
Cash paid for interest 7,712 10,935 15,249
Cash paid for income taxes 6,216 15,195 5,110
Transfer of loans held for sale to held for investment 4,299 4,601 2,567
Real estate acquired in the settlement of loans $ 4,810 $ 10,976 $ 24,113