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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2013
Dec. 31, 2012
Interest income:        
Loans receivable, net $ 9,085 $ 11,286 $ 18,791 $ 22,919
Investment securities 86 110 178 224
FHLB – San Francisco stock 204 137 412 164
Interest-earning deposits 138 84 248 157
Total interest income 9,513 11,617 19,629 23,464
Interest expense:        
Checking and money market deposits 96 112 198 210
Savings deposits 152 144 299 292
Time deposits 1,171 1,449 2,434 2,973
Borrowings 439 1,140 1,082 2,281
Total interest expense 1,858 2,845 4,013 5,756
Net interest income 7,655 8,772 15,616 17,708
(Recovery) provision for loan losses (898) 23 (1,840) 556
Net interest income, after (recovery) provision for loan losses 8,553 8,749 17,456 17,152
Non-interest income:        
Loan servicing and other fees 331 382 526 720
Gain on sale of loans, net 5,732 17,878 12,486 38,473
Deposit account fees 619 617 1,240 1,240
(Loss) gain on sale and operations of real estate owned acquired in the settlement of loans, net (82) 595 (30) 668
Card and processing fees 317 315 661 636
Other 227 248 444 457
Total non-interest income 7,144 20,035 15,327 42,194
Non-interest expense:        
Salaries and employee benefits 8,912 12,671 19,364 25,856
Premises and occupancy 1,104 1,100 2,263 2,250
Equipment 474 422 954 863
Professional expenses 507 453 931 806
Sales and marketing expenses 391 416 806 836
Deposit insurance premiums and regulatory assessments 229 303 443 642
Other 1,254 1,404 2,640 2,842
Total non-interest expense 12,871 16,769 27,401 34,095
Income before income taxes 2,826 12,015 5,382 25,251
Provision for income taxes 1,223 5,075 2,266 9,581
Net income $ 1,603 $ 6,940 $ 3,116 $ 15,670
Basic earnings per share (in dollars per share) $ 0.16 $ 0.65 $ 0.31 $ 1.46
Diluted earnings per share (in dollars per share) $ 0.16 $ 0.64 $ 0.30 $ 1.43
Cash dividends per share (in dollars per share) $ 0.1 $ 0.05 $ 0.2 $ 0.1