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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Mar. 31, 2014
Mar. 31, 2013
Interest income:        
Loans receivable, net $ 8,731 $ 10,290 $ 27,522 $ 33,209
Investment securities 82 105 260 329
FHLB – San Francisco stock 203 116 615 280
Interest-earning deposits 142 101 390 258
Total interest income 9,158 10,612 28,787 34,076
Interest expense:        
Checking and money market deposits 94 97 292 307
Savings deposits 153 142 452 434
Time deposits 1,058 1,326 3,492 4,299
Borrowings 403 981 1,485 3,262
Total interest expense 1,708 2,546 5,721 8,302
Net interest income 7,450 8,066 23,066 25,774
(Recovery) provision for loan losses (849) (517) (2,689) 39
Net interest income, after (recovery) provision for loan losses 8,299 8,583 25,755 25,735
Non-interest income:        
Loan servicing and other fees 252 203 778 923
Gain on sale of loans, net 5,291 13,835 17,777 52,308
Deposit account fees 628 605 1,868 1,845
Gain on sale and operations of real estate owned acquired in the settlement of loans, net 45 218 15 886
Card and processing fees 336 308 997 944
Other 239 219 683 676
Total non-interest income 6,791 15,388 22,118 57,582
Non-interest expense:        
Salaries and employee benefits 8,811 11,519 28,175 37,375
Premises and occupancy 1,099 1,090 3,362 3,340
Equipment 435 482 1,389 1,345
Professional expenses 383 370 1,314 1,176
Sales and marketing expenses 418 513 1,224 1,349
Deposit insurance premiums and regulatory assessments 251 241 694 883
Other 1,156 1,514 3,796 4,356
Total non-interest expense 12,553 15,729 39,954 49,824
Income before income taxes 2,537 8,242 7,919 33,493
Provision for income taxes 1,138 3,372 3,404 12,953
Net income $ 1,399 $ 4,870 $ 4,515 $ 20,540
Basic earnings per share (in dollars per share) $ 0.14 $ 0.46 $ 0.45 $ 1.93
Diluted earnings per share (in dollars per share) $ 0.14 $ 0.45 $ 0.44 $ 1.88
Cash dividends per share (in dollars per share) $ 0.1 $ 0.07 $ 0.3 $ 0.17