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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Cash flows from operating activities:    
Net income $ 4,515 $ 20,540
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,217 1,261
Provision for loan losses (2,689) 39
Recovery of losses on real estate owned (20) (118)
Gain on sale of loans, net (17,777) (52,308)
(Gain) loss on sale of real estate owned, net (242) (1,067)
Stock-based compensation 387 396
Increase in current and deferred income taxes (2,690) (1,277)
Tax benefit from non-qualified equity compensation 122 (85)
Increase in accounts payable and other liabilities (3,433) 1,613
Decrease in prepaid expenses and other assets 350 864
Loans originated for sale (1,490,402) (2,659,372)
Proceeds from sale of loans 1,606,463 2,766,054
Net cash provided by operating activities 95,801 76,540
Cash flows from investing activities:    
Decrease in loans held for investment, net (22,731) 34,871
Principal payments from investment securities available for sale 2,285 2,329
Redemption of FHLB - San Francisco stock 6,593 5,028
Proceeds from sale of real estate owned 3,655 11,910
Purchase of premises and equipment (592) (894)
Net cash provided by investing activities (10,790) 53,244
Cash flows from financing activities:    
(Decrease) increase in deposits, net (15,504) (26,311)
Repayments of long-term borrowings (55,044) (20,041)
Exercise of stock options 362 296
Tax benefit from non-qualified equity compensation (122) 85
Cash dividends paid (3,016) (1,816)
Treasury stock purchases (12,057) (6,811)
Net cash used for financing activities (85,381) (54,598)
Net increase in cash and cash equivalents (370) 75,186
Cash and cash equivalents at beginning of period   193,839
Cash and cash equivalents at end of period 193,469 220,322
Supplemental information:    
Cash paid for interest 6,056 8,442
Income Taxes Paid 6,216 14,145
Transfer of loans held for sale to held for investment 3,980 3,527
Real estate owned acquired in the settlement of loans $ 4,178 $ 9,250